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discover auto cli after they declined it week ago

fritscher
Regular Contributor

discover auto cli after they declined it week ago

I put in for a cli on my discover..had it for 2 months..when i pushed the cli button on my account page it was not approved at this time, but today got email stating that congrats blah blah blahSmiley Happy for 2000 more...it was a nice surprise

Message 1 of 13
12 REPLIES 12
BrutalBodyShots
Super Contributor

Re: discover auto cli after they declined it week ago

That just means you requested it a little too early.  Now what you need to do is go back online and request another CLI RIGHT AWAY and there's a very good chance another $1000-$2000 is waiting for you.  This is known as the "DDD" or Discover Double Dip.  My father did this today and got another $2600 a few hours after he got an auto CLI of around $5k. 

Message 2 of 13
NattyPButter
Contributor

Re: discover auto cli after they declined it week ago

I had my card for almost 3 months so after reading your post I just asked for a CLI and got $1000. Wish it was more since this is my lowest limit card which is now at $3500. 

Message 3 of 13
bogeygolfer
New Contributor

Re: discover auto cli after they declined it week ago

I had the same experience. My card was a little over a year old. Hit love button, no love response... then got an email about a week later that I have been increased by $1000.

Congrats!


Message 4 of 13
doinit1
Valued Contributor

Re: discover auto cli after they declined it week ago

Congrats on your increase!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 5 of 13
fritscher
Regular Contributor

Re: discover auto cli after they declined it week ago

ah thank you all..wow thanks for sharing the double dip experienceSmiley Happy will try that

Message 6 of 13
KeanBurke
Established Member

Re: discover auto cli after they declined it week ago

I just hit the 3 month mark with my Discover IT card(3rd statement), I was expecting an auto CLI after three months, I read in a thread on here that they usually show you love after about 3 months. I don't know if I should request a CLI or just wait it out at this point. They started me with $1,400.00 Right now My scores are 688 Equifax, 730 Transunion, 744 Equifax. SHould I just wait it out?


 

Message 7 of 13
kidink1911
Established Contributor

Re: discover auto cli after they declined it week ago

Congratulations on your CLI!!

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // Discover IT Chrome- $1,000 // Capital One Venture- $3,550 // AMEX Blue Cash Preferred- $1,000 // Venmo Credit Card- $500 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 611
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
Message 8 of 13
rygotit
Member

Re: discover auto cli after they declined it week ago


@KeanBurke wrote:

I just hit the 3 month mark with my Discover IT card(3rd statement), I was expecting an auto CLI after three months, I read in a thread on here that they usually show you love after about 3 months. I don't know if I should request a CLI or just wait it out at this point. They started me with $1,400.00 Right now My scores are 688 Equifax, 730 Transunion, 744 Equifax. SHould I just wait it out?


 



@KeanBurke

 

Any luck? I was denied (waiting on reason why) after second statement cut. I'll try again in one to two months.

 

 

Message 9 of 13
Tigers09
Valued Contributor

Re: discover auto cli after they declined it week ago

Congrats on your CLI;
and thanks, Brutal for the 3D tidbit
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 10 of 13
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