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double amex approval 5yrs and 1 mos after bk filing.

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Regular Contributor

double amex approval 5yrs and 1 mos after bk filing.

Checked the pre-qual and 3 cards popped up.

 

hilton honors - 150k points with 3k spent, amex gold 50k points with 1k spent, and delta gold

 

I apped for hilton card- got 1k SL, then apped for gold card...

 

scores 650 EQ, 681 TU, 692 EX

 

using about 9% of my cards

 

 


Discover it 1.2k - Barclay Rewards MC 3k, NFCU Visa Siggy 18k, Cabela Visa 3k, Secured NFCU visa 18k, NavCheck 14k, Bk7 discharge date 9/14...new apps 9/2/15 - 9/17/15 CapOne QS 2k, Cap QS1 1300, Walmart 200, Amazon 800, Overstock 4.3k, Jcrew 1050, Barneys 2750, HSN 1k, Kohls 300. Gap 200, BP 500 gas, cheveron 500. Scores after all accts and 24+ Inq per agency. Fico 8 TU 644, EQ651, EX672...hopefulling staying in Garden for 2 years. AAoA 3.9 years, oldest account 23 years.
Message 1 of 19
18 REPLIES 18
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Regular Contributor

pre-approved for 3 amex cards, and got approved for all 3 of them

delta gold, hilton honors, and gold amex all 3 popped on my page, after approved for both, I read a post of someone getting all 3 approved...so I tried the 3rd one, while logged onto the site.

 

maybe this helps with data points.


Discover it 1.2k - Barclay Rewards MC 3k, NFCU Visa Siggy 18k, Cabela Visa 3k, Secured NFCU visa 18k, NavCheck 14k, Bk7 discharge date 9/14...new apps 9/2/15 - 9/17/15 CapOne QS 2k, Cap QS1 1300, Walmart 200, Amazon 800, Overstock 4.3k, Jcrew 1050, Barneys 2750, HSN 1k, Kohls 300. Gap 200, BP 500 gas, cheveron 500. Scores after all accts and 24+ Inq per agency. Fico 8 TU 644, EQ651, EX672...hopefulling staying in Garden for 2 years. AAoA 3.9 years, oldest account 23 years.
Message 2 of 19
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Valued Contributor

Re: pre-approved for 3 amex cards, and got approved for all 3 of them

So, how much do you have to spend to make the bonus payouts?

500K+ TCL / 800+ FCOs
Message 3 of 19
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Frequent Contributor

Re: pre-approved for 3 amex cards, and got approved for all 3 of them

haha that's what i was thinking as well. it's late but i'll throw in 5k from memory. i think it's 1k for HH, 3k for Gold, and 1 for Delta Gold.



In my wallet:


In my desk:
Message 4 of 19
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Regular Contributor

Re: double amex approval 5yrs and 1 mos after bk filing.

Thanks for the inspiration...I have a few weeks left before my 5 year anniversary of filing. Dying to get a BCP as it is perfect for my spending profile. I'd consider the Gold if they don't cough up the BCP, but that's a distant second.

Message 5 of 19
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Community Leader
Senior Contributor

Re: double amex approval 5yrs and 1 mos after bk filing.

Great results OP - Gold and Surpass are two of my most-beneficial cards. I love em. Congrats!

Vic6string, make sure you wait til 61 months have passed - that extra month past 5 years is a well known breakpoint for Amex approvals with BK.


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $87,400 | Agg. Util under 5%
Message 6 of 19
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Regular Contributor

Re: double amex approval 5yrs and 1 mos after bk filing.


@ImTheDevil wrote:
Great results OP - Gold and Surpass are two of my most-beneficial cards. I love em. Congrats!

Vic6string, make sure you wait til 61 months have passed - that extra month past 5 years is a well known breakpoint for Amex approvals with BK.

Thanks. I was waiting until the month after anyway as that extra month will drop me from 3 inquiries to 2 in the past 12 months.

Message 7 of 19
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Community Leader
Senior Contributor

Re: pre-approved for 3 amex cards, and got approved for all 3 of them

I have those three cards - for HH and DG for me last fall it was $1k each, and for Gold (which SUB spend I finished last week) it was $2k. All were in the standard 3 month timeframe.

Congrats OP, now get to work on those SUBs! Smiley Happy


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $87,400 | Agg. Util under 5%
Message 8 of 19
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Established Contributor

Re: pre-approved for 3 amex cards, and got approved for all 3 of them

Congrats on the triple approval!!!











Current

Goal Cards

Message 9 of 19
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Established Contributor

Re: double amex approval 5yrs and 1 mos after bk filing.

Nice approvals!!!











Current

Goal Cards

Message 10 of 19
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