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eBay MC Approval - Low SL?

tussking
Established Contributor

eBay MC Approval - Low SL?

Been using eBay a lot past 3 months. Offered kept popping up so I unfroze my TU and applied.

$1k SL...UGH! This is basically useless to me. How can I get this bumped?

Happy thanksgiving!
Discharged BK7 - 7.16.15
Current Fico8 - (1.30.21) EX - 687/EQ - 687/TU - 687
Total CL - $252,000.
700 Please!
Message 1 of 22
21 REPLIES 21
AllZero
Super Contributor

Re: eBay MC Approval - Low SL?

Congratulations on your approval!

Message 2 of 22
radicaL
Established Member

Re: eBay MC Approval - Low SL?

Hold on to it, Pay it off, and in exactly 6 months, I hit the LUV button and it went from 1,000 to 5,000.

Starting Score: 579
Current Score: 689
Goal Score: 777


Message 3 of 22
M_Smart007
Epic Contributor

Re: eBay MC Approval - Low SL?

 

Congrats!

 




Message 4 of 22
ocheosa
Established Contributor

Re: eBay MC Approval - Low SL?


@tussking wrote:
Been using eBay a lot past 3 months. Offered kept popping up so I unfroze my TU and applied.

$1k SL...UGH! This is basically useless to me. How can I get this bumped?

Happy thanksgiving!

Happy Thanksgiving!

 

I picked up this card as well late September. Confirmed with a MF'er about a week ago that he was able to get a CLI at exactly 3 months with only 2 statements cut. I have it on my calendar to call in to the auto system at 3 months. If approved will then immediately call Credit Solutions for a possible double dip. It's a SP so no risk in asking. If denied, wait until 6 month mark and try again. GL

Affinity FCU: Cash Rewards VS, PLOC. AOD FCU VS. BB&T Bright. BBVA: ClearPoints (x2), Rewards VS. Cap One: QS, SavorOne, VentureOne, Walmart. Discover it CB. DSNB: Bloomies Amex, Macy's Amex. NFCU: Cash Rewards VS, Plat MC, Plat Visa, CLOC. SECU MD VS. WF Propel Amex. Misc: Overstock, Target. Ongoing: SP CLI's.
Business: Staples Commercial LOC. (My first bus acct !!)

[2/21] Scores 8/9: 700-800s. Util: 1-3%. Inq/12: EQ 6, EX 6, TU 2. AAoA=5y, AoOA=33y8m, AoYA=3m.
TCL=$283K. 2021 GOAL: Garden til 1/2022.
Message 5 of 22
tbque
Valued Contributor

Re: eBay MC Approval - Low SL?

Congrats on your approval!




Message 6 of 22
AverageJoesCredit
Community Leader
Mega Contributor

Re: eBay MC Approval - Low SL?

Everyone on this forum should know Synchrony cards can grow big time. It may take months , even a year +, but with the right score and credit management it will grow. You have an amazing amount of total credit for your scores and that may have contributed to initial sl. Keep it and i bet we see a cli successful approval story in the future by the KingSmiley Wink
Message 7 of 22
tussking
Established Contributor

Re: eBay MC Approval - Low SL?

Thanks to all of you who responded. I will follow the suggestions here.

 

Happy T-Day!

Discharged BK7 - 7.16.15
Current Fico8 - (1.30.21) EX - 687/EQ - 687/TU - 687
Total CL - $252,000.
700 Please!
Message 8 of 22
Saeren
Mega Contributor

Re: eBay MC Approval - Low SL?

Honestly just call Credit Solutions - the overseas number. The worst they can say is no. 



Message 9 of 22
AverageJoesCredit
Community Leader
Mega Contributor

Re: eBay MC Approval - Low SL?

Tell them you have the Tday Blues and need to cure your woes by spreeing on ebay tomorrowSmiley Wink
Message 10 of 22
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