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everyday AMEX approval

jdxprs1
Frequent Contributor

everyday AMEX approval

file ch11 bk on amex back in early 90's. never thought i would get back in the door with them.

 

just got approved for everyday amex card with 1k limit. true fico scores are all three in the 640's.

Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 1 of 11
10 REPLIES 10
jdxprs1
Frequent Contributor

Re: everyday AMEX approval

just read about others having luck with double approval with amex on a single HP so i tried and was also approved for the BCE card. also 1k limit.

 

Got to say it was a good day....

Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 2 of 11
robertswife1974
Regular Contributor

Re: everyday AMEX approval

Congrats on the double approvals!  

Message 3 of 11
Sunnybrook
New Member

Re: everyday AMEX approval

Congrats on both Amex cards! 

Message 4 of 11
kidink1911
Established Contributor

Re: everyday AMEX approval

Congratulations on your AMEX approval! Welcome to the AMEX family!

 

 

 

 

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / PenFed Gold Visa- $5,000 / PayPal MC- $5,000 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $2,400 / NFCU Cash Rewards- $2,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Sunbit Visa- $2,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Venmo Credit Card- $2,400 / Capital One Spark- $600 / Capital One Platinum- $300 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $12,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 5 of 11
thummel
Established Contributor

Re: everyday AMEX approval

Congrats on the double approvals! They will grow nicely if used well!
Message 6 of 11
jdxprs1
Frequent Contributor

Re: everyday AMEX approval

what is the best way to use them?

 

are there certain things i should or shouldnt charge on them?

 

does it matter what my balance is if i pay off every month?

Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 7 of 11
AverageJoesCredit
Legendary Contributor

Re: everyday AMEX approval

Great job! I did this combo as wellSmiley Wink. 10 years post bk7. Dont be afraid to request increase when you get the ED. They actually aporoved my request from 1k to 3k so doesnt hurt to try. Just make your payments on time and youll be goodSmiley Happy
Message 8 of 11
jdxprs1
Frequent Contributor

Re: everyday AMEX approval

What is ED?
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 9 of 11
MrsCHX
Valued Contributor

Re: everyday AMEX approval

Congratulations OP!!

 

I recently received my very first AMEX and have been researching a lot. It seems like AMEX doesn't like balances carried too long. And really doesn't like balances carried with minimum payments being made.

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
Message 10 of 11
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