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finally finally finally got approved for an amex.

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Trini88
Established Contributor

Re: finally finally finally got approved for an amex.

Congrats on your Amex approval 🥳🎉🎊



Goal Cards:
Message 11 of 21
Elpadrino1
Valued Contributor

Re: finally finally finally got approved for an amex.

Congratulations on your Amex approval!!

Message 12 of 21
SoCalGardener
Valued Contributor

Re: finally finally finally got approved for an amex.


@Anonymous wrote:

I have been trying for so long over 16 years. Amex has finally approved me for the amex delta gold. my fico was 655 at the time. 


Congratulations on getting your first Amex card! I'm sure you'll enjoy it and your relationship with Amex. They're very helpful and friendly and really GET how to do customer service the right way!

 

I do have a question, though. You've been trying for over 16 years, right? And your score is 655? That seems awfully low! We have members who've filed bankruptcy less than 10 years ago and have scores in the mid 700s. I'm wondering what factors are keeping your score so low? You're certainly not compelled to share your data points if you're not comfortable doing so, but if you did, we might be able to offer suggestions on getting that score up where it should be! Smiley Happy

Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver VisaCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards VisaSynchrony Home Card
Message 13 of 21
pizzadude
Credit Mentor

Re: finally finally finally got approved for an amex.

Congrats on finally getting in !   What was the derogatory item / negative factor that they'd previously cited in your denials?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 14 of 21
DaWhole9
Regular Contributor

Re: finally finally finally got approved for an amex.

Congrats!  I am in the same boat...Just got an AmEx Blue Cash Preferred card.



Message 15 of 21
cashorcharge
Community Leader
Super Contributor

Re: finally finally finally got approved for an amex.

That's terrific!!  Congratulations on your AMEX Approval!! 🎉🥂👏

Message 16 of 21
gdale6
Moderator Emeritus

Re: finally finally finally got approved for an amex.

Grats on finally getting your Amex approved!

Message 17 of 21
K-in-Boston
Credit Mentor

Re: finally finally finally got approved for an amex.

Congratulations on your approval, SkyMiles or Medallion Member!  😉

Message 18 of 21
HeavyResist
Frequent Contributor

Re: finally finally finally got approved for an amex.

Mazel Tov @Anonymous on the approval! I hope to go for my own soon. Enjoy the MR Points. 







 
Message 19 of 21
CreditAggie
Community Leader
Super Contributor

Re: finally finally finally got approved for an amex.

Congratulations on your Amex approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 20 of 21
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