Hello..20.years ago my credit was far from stellar. Even had to take out a subprime home loan back then..But happy to say, worked hard and learned by my mistakes now have excellent credit scores nearing 800 now:..I do have 11 bank card credit cards but from day 1 I have wanted a couple signature cards because of the benefits of those..I did get an AKC visa signature card 2 years ago but I have hesitated to apply for Chase saphire preferred because I thought they would decline since I have other bank cards..The other day i got offer on my accounts page that I was preapproved..I was nervous as still figured I may break that 24-5 rule they have but i did it and got approved for 15000..Then last night i took another shot at one I have wanted..Maybe i just like the gold stage coach on the card? No, just kidding...I really like the benefits of the Wells Fargo Signature VIsa..I have heard negative things about WF but also did research and heard that they are really coming around with some great offers these days..I do not bank with them and I did apply a year ago for the cash wise and they declined because they said I had too many open accounts but i took the risk again..Approved for 17000!!!!!!i was shocked..I am going ato garden as you say on here as I do not need any more cards..I am very careful with my credit and the cards I have i pay off as used and alternate them..I have a few of my favs however..
have a nice evening all!
