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home credit visa approval

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dunsplus
New Contributor

home credit visa approval

got letter in mail saying i was pre approved however since i have never heard of them did some research and found several that got approved with decent starting cl with less that perfect score.
i decided to apply and was surprisingly approved for $5k considering my score right now isnt the best right now.
yes i got a high apr 24% but no annual fees and earn 1% when i buy and 1% when i pay.
wont carry a balance but the cl will help my utilization for sure.
citi rewards plus has my score at 662
credit one has it at 644
discover at 682
i do have high income maybe that helped ,and hope this helps those othere as well with less than perfect score like me.
Message 1 of 39
38 REPLIES 38
Anonymous
Not applicable

Re: home credit visa approval

Congrats on your approval! 

Message 2 of 39
AllZero
Mega Contributor

Re: home credit visa approval

Congratulations on your approval!
Message 3 of 39
Anonymous
Not applicable

Re: home credit visa approval

Congrats on your approval!!
Message 4 of 39
M_Smart007
Legendary Contributor

Re: home credit visa approval

 

Congrats!!

 

Message 5 of 39
Anonymous
Not applicable

Re: home credit visa approval

Congratulations!
Message 6 of 39
Anonymous
Not applicable

Re: home credit visa approval

Congrats on the approval, I have this card and it's good for cash back and spending.
Message 7 of 39
dunsplus
New Contributor

Re: home credit visa approval

thanks everyone im still surprised i got such a high cl with such a low score according to their app my score is 607 with them vantage 3.0
Message 8 of 39
Meanmchine
Super Contributor

Re: home credit visa approval

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 9 of 39
Medic981
Valued Contributor

Re: home credit visa approval



Congrats ! ! !







Your FICO credit scores are not just numbers, it’s a skill.
Message 10 of 39
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