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its been 95 days BIG UPDATE!!!!!!!!!!!!!

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Established Contributor

its been 95 days BIG UPDATE!!!!!!!!!!!!!

applied for increase on cash rewards went to  24 hour message so i appled for a plat mastercard approved 2k loving nfcu  

Congratulations! Based on your creditworthiness, you have been approved for a Platinum MasterCard credit card. Your new credit line will be $2,000.00. Your APR will be 17.24%. Expect your credit card within 5-7 business days for regular mail delivery; expedited shipping times vary based on location. LUST LOGGED IN TO MY ACCOUNT CASH REWARDS INCREASED TO 3500 BYE BYE CREDIT ONE AND MJC LOL

ready to start a rebuild ex 507 eq 492 tu 497
inquiries EQ 1 EX 0 TU 0 multiple charge off including my navy cards leg never got better cant roof on 1 leg and stepdad died ending our produce stand . total wipeout
current card green dot secured 300 new just opened
first progress bank 200 newly opened
please wish me luck starting over
Message 1 of 13
12 REPLIES 12
Community Leader
Super Contributor

Re: its been 95 days


@mrldp40 wrote:

applied for increse on cash teward went to  24 hour message so i appled for a plat mastercard approved 2k loving nfcu


Congratulations! I love NFCU!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 2 of 13
Valued Contributor

Re: its been 95 days

Congratulations!!

 

EDIT: Yay!! Conrats again!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 3 of 13
Community Leader
Super Contributor

Re: its been 95 days

Thats pretty sweet my friendSmiley Happy Is the 24 hr review a death sentence ? I hope not. But even if you dont get it now, you got another card to grow so thatll make the next time even sweeterSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 13
Valued Contributor

Re: its been 95 days

Congrats!!

 

This will be my next bank to go with.  We have branches in San Diego now so maybe in October.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 5 of 13
Established Contributor

Re: its been 95 days

Nice . Grats OP.

7/12/2019 FICO TU-815|EX - 787|EQ -809
Total Credit - $300K+
Starting Score: 640
Current Score: 785
Goal Score: 810


Take the myFICO Fitness Challenge
Gardening since June/2019
Message 6 of 13
Established Contributor

Re: its been 95 days


@AverageJoesCredit wrote:
Thats pretty sweet my friendSmiley Happy Is the 24 hr review a death sentence ? I hope not. But even if you dont get it now, you got another card to grow so thatll make the next time even sweeterSmiley Happy

i was wondering the same thing about the 24 hr review thanks for congrats ajc ,i was hoping for 5 k but im really grateful to be where i am today.just 2 years ago i got caught up in mid america bank surge verve milestone ect, it didnt end well . thankfully theres sites like myfico with great ppl to help you steer back straight  and generous lenders like navy fcu to give a second chance .

ready to start a rebuild ex 507 eq 492 tu 497
inquiries EQ 1 EX 0 TU 0 multiple charge off including my navy cards leg never got better cant roof on 1 leg and stepdad died ending our produce stand . total wipeout
current card green dot secured 300 new just opened
first progress bank 200 newly opened
please wish me luck starting over
Message 7 of 13
Community Leader
Super Contributor

Re: its been 95 days

As the legend of the squared circle ,HH, would say Amen Brother! Smiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 8 of 13
New Contributor

Re: its been 95 days

Out of curiosity, do you measure the days from the date of application, the date of approval, or the date of your first charge? Im at about 90 days from approval.

Venture 20k
Venture 15k
QS Siggy 7k
NFCU CashRewards 8k
NFCU CLOC 15k
Message 9 of 13
Established Contributor

Re: its been 95 days


@creditwraith wrote:

Out of curiosity, do you measure the days from the date of application, the date of approval, or the date of your first charge? Im at about 90 days from approval.


make sure its been 91 days since approval plus 3 full monthly statements  ps i didnt work for me  but i did get a 2nd card

ready to start a rebuild ex 507 eq 492 tu 497
inquiries EQ 1 EX 0 TU 0 multiple charge off including my navy cards leg never got better cant roof on 1 leg and stepdad died ending our produce stand . total wipeout
current card green dot secured 300 new just opened
first progress bank 200 newly opened
please wish me luck starting over
Message 10 of 13
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