Just approved for the new Wells Fargo Cash Wise account $5k CL. After a big spree of applications in the past few months I've doubled my CL and finally crossed the $100k total CL mark I targeted. I don't know if I'll stop, but I probably should take it easy the rest of the year.
Since the start of the year, I've opened the following cards:
Chase Freedom Unlimited $18k
AmEx Everyday $9k
Discover It Miles $6k
TD Bank Cash Rewards $5k
Also increased CL on a few of my cards, including a number of nominal increases, but also these nice bumps which helped get me to my number:
BankAmericard Cash Rewards +$5k & BBR +$2k
Capital One +$2k
Hopefully none of the lenders freak out with all of my activity. I am a bit concerned about Discover. Last time I did this type of application spree I went from like $20k up to $40k in total CL and Discover slashed my CL from $5k down to $500. It was then increased to $1k, but they knocked me back down to $500 when they approved the Miles card for $6k. I don't think I've ever had more than $100 on the It card and haven't even started using the Miles yet. We'll see what happens because the last 3 cards have not even hit my report yet.
|Total CL: $314.7k||UTL: 2%||AAoA: 6.8yrs||Baddies: 0||Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping|