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new in USA, short history, high score, which CC? - Update: Costco Visa Approved

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Anonymous
Not applicable

new in USA, short history, high score, which CC? - Update: Costco Visa Approved

hi, I'm 8 months in USA, as employee of big company I received two auto leases(30k) and unsecured rewards CC with 25k limit from First Tech CU, I got secured loan and two secured CC (discoveryit and capital one). I got unsecured Amex everyday blue cash (2k) this month. my Fico is 744, TU 738 and EQ 733. I tried to get Chase Preferred but was denied because of short history. I'm looking for some VISA (because it's only accepted at Costco). what would you advice? I spend cca 50k+ usd per year, 4.5k for air tickets (not prefering airline, looking for cheapest)

 

Mod note:  I've updated your subject to reflect your approval; feel free to change/edit if you would like.  --UB

Message 1 of 4
3 REPLIES 3
Adkins
Legendary Contributor

Re: new in USA, short history, high score, which CC?

Have you tried to apply for the Costco Visa? Chase really likes to see a year of payment history first (generally). 


Last HP 08-07-2023



Message 2 of 4
Anonymous
Not applicable

Re: new in USA, short history, high score, which CC?

tried costco and got 11.5k CL

thx for advice, problem solved

Message 3 of 4
Adkins
Legendary Contributor

Re: new in USA, short history, high score, which CC?


@Anonymous wrote:

tried costco and got 11.5k CL

thx for advice, problem solved


Congratulations!


Last HP 08-07-2023



Message 4 of 4
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