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nfcu amex

justanotherquestion
New Contributor

nfcu amex

wow, my wife applied and got a 5k limit fico 08 ready, ready for this score, 556 multiple baddies can't belive it. of course i got denied 680 fico08 and 45% util.

Message 1 of 14
13 REPLIES 13
Irish80
Moderator Emeritus

Re: nfcu amex


@justanotherquestion wrote:

wow, my wife applied and got a 5k limit fico 08 ready, ready for this score, 556 multiple baddies can't belive it. of course i got denied 680 fico08 and 45% util.


Congrats to your wife and sorry for your decline.  I’m very surprised with your wife’s approval if 556 is her FICO score.  Seems very low for an NFCU approval.  Nonetheless, enjoy the card!

Message 2 of 14
c00mtg
Valued Contributor

Re: nfcu amex

Very interesting indeed (556)...more data points.

 

Could you please (if you dont mind) give us more data on your wife's credit profile?  Inquiries in that last 6, 12, 24 months, new accounts, CLs vs balances, baddies etc.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 3 of 14
medicgrrl
Valued Contributor

Re: nfcu amex

Congrats to your wife!  Do you know her FICO 9 score?



EQ 778 EXP 782 TU 729
Message 4 of 14
AverageJoesCredit
Community Leader
Mega Contributor

Re: nfcu amex

Wow, thats amazing. Once again Navy divides a marriageSmiley Wink
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 5 of 14
justanotherquestion
New Contributor

Re: nfcu amex

2 inquires. Credit one card 3 months ago $500 limit multiple collections and 3 chargeoffs on transunion utilization is probably 15% at best shes an au on all my accounts
Message 6 of 14
justanotherquestion
New Contributor

Re: nfcu amex

Fico 08 we pulled after the app on myfico solid 556
Message 7 of 14
Disabled-Vet
Valued Contributor

Re: nfcu amex

Wow that's simply amazing. Tell her congratulations. Dv


     $500         $1,000        $1,300        $1,500        $1,850         $3,400        $3,500                            $9,500        $1,000
Message 8 of 14
fmctatum
Valued Member

Re: nfcu amex

Wow!  That's amazing!

Message 9 of 14
Adkins
Mega Contributor

Re: nfcu amex

Wow! Congratulations to her!
Last HP 09-14-2020



Message 10 of 14
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