| 12/31/2018 | joined nfcu and was approved for the platinum at 6800 (TU), denied cloc (TU) |
| 04/06/2019 | 96/3 platinum increased to 16800 (EQ) |
| 10/05/2019 | platinum instant approval to 25000 (??) |
today I am at 182 days and technically my statement cuts tomorrow. I noticed that nfcu updated my fico score to 816 on 10/4 so I decided to try the cli hoping for a soft pull.
it has been about 8 hours and no alerts. admittedly I only use the free services of credit karma and experian, but my fuzzy memory seems to think that I received alerts immediately from each any time a hard pull was initiated from anywhere.
I am now tempted to try my luck with the new web interface cli request from chase and/or/before/after the nfcu cloc. any thoughts?
| total cl | 98000 across 8 revolving accounts, 5% util |
| inquires | TU 3, EQ 1, EX 1 |
