Congrats on the new card and Welcome Aboard the BB&T Express @difringe!! I wasn't sure if it had died off, we went like 2 days without an approval lol Did you go thru the prequal option or did you cold app? I wasn't sure as you mentioned you were possibly expecting a HP.
@difringe wrote:
@credit_is_crack wrote:Congrats on the new card and Welcome Aboard the BB&T Express @difringe!! I wasn't sure if it had died off, we went like 2 days without an approval lol Did you go thru the prequal option or did you cold app? I wasn't sure as you mentioned you were possibly expecting a HP.
I did it through the prequal option, but I've never gotten a new card without an HP, so I'm just expecting one so I can be pleasantly surprised if I don't get one lol
Yea normally the only banks I know that would issue a new card with no HP are Amex, and even thats been questionable recently. If you did it thru the prequal you should be golden. I did mine, got the card, its reporting the account, have made a charge and completed a payment -- still no HP 
Congratulations on your approval!
So just a little update after dealing with these ppl lol
1. They sent the card to an incomplete version of my address, so they had to cancel that card and overnight me a new one (so now i've got a random closed account that was around for less than a month)
2. When I got the card I couldn't set up my online account bc 'my information hadn't fully populated through their system,' which is just the dumbest thing I've ever heard. It's 2019.
3. But wait, there's more. You can't do your balance transfers online, you have to call in, which is just absurd to me. The first time I called in they failed to verify my identity (which is hilarious since I answered every question truthfully lol) but when I called a second time, they didn't even ask me any of the verification questions 
That said, soft pull for a card with a 15 month 0% APR on balance transfers and purchases is probably worth the headaches. Will see how easy it is to get CLI in the near future.
Congrats on the new card!
@difringe wrote:
3. But wait, there's more. You can't do your balance transfers online, you have to call in, which is just absurd to me. The first time I called in they failed to verify my identity (which is hilarious since I answered every question truthfully lol) but when I called a second time, they didn't even ask me any of the verification questions
I was able to do a BT online. I had to wait a few days after I had received and activated my card before it was available, and it's a pain in the neck to find -- click on the card, click on "manage account" (I think), then find "transfer a balance" in a sub-menu there, but it is available. I transferred $1,500 from a higher interest card over and the payment went through lightning fast -- the whole transaction cleared in two business days.