@WaitInTheFire wrote:@difringe wrote:
3. But wait, there's more. You can't do your balance transfers online, you have to call in, which is just absurd to me. The first time I called in they failed to verify my identity (which is hilarious since I answered every question truthfully lol) but when I called a second time, they didn't even ask me any of the verification questions
I was able to do a BT online. I had to wait a few days after I had received and activated my card before it was available, and it's a pain in the neck to find -- click on the card, click on "manage account" (I think), then find "transfer a balance" in a sub-menu there, but it is available. I transferred $1,500 from a higher interest card over and the payment went through lightning fast -- the whole transaction cleared in two business days.
gonna have to take a look at this, since when i called in, they explicitly said you couldn't do it online...would've saved myself a bit of headache if i could've done it online like every other bank lol
EDIT: SURE ENOUGH THERE IT IS, yet another reason to be annoyed with this bank, how tf do the csrs have no clue what can or can't be done online. wow. thanks for that
did they use fico score system 8 or if they used their own internal scoring system ?
they use fico 05 for approvals