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oops i didnt mean to do it Savor1

padme
Established Contributor

oops i didnt mean to do it Savor1

Ooch, i didnt mean to do it. just wanted to 0% for 15 months. lost of inquires, 2 new cards this month. Amazing 1k limit. yeah 1k. shouldve went for the main savor, but didnt want the fee, just the 2% grocery card. already have 48k here too. not sure if im maxed out, but havent got a CLI in years, even then, it was only 500 on the QS1 card.

Message 1 of 7
6 REPLIES 6
Cred4All
Valued Contributor

Re: oops i didnt mean to do it Savor1


@padme wrote:

Ooch, i didnt mean to do it.  


Many of us share those last words...   Congrats on the approval!


Message 2 of 7
Sasuke
Contributor

Re: oops i didnt mean to do it Savor1

Well, you can always combine the account with another.  I did that for years with Capital One to get useable limits.  It's ridiculous that they operate that way, but they do.  They want three HPs for each new account, and they put an account combination link right inside of your account management.  They do this on purpose IMO.  Instead of limiting people with a 5/24 rule, they hand out very low limits, and a combination button.  If you want a $50K limit with Capital One you can get there, $1K and 3 HPs at a time. LOL

 

edit: typos

Alliant Platinum Visa $10,000
AMEX Blue Cash Everyday $1,000
AMEX EveryDay $2,000
BECU Visa $12,500
CapitalOne BuyPower $1,250
CapitalOne QS $7,950
Chartway Federal Credit Union Visa Rewards $20,400
Chase Amazon Prime Rewards $1,000
Chase Disney Rewards $2,500
Citi Double Cash $3,600
Comenity Bank/Arhaus $11,000
Comenity Bank/RH $14,000
Discover Miles $24,000
Jax Fed Platinum Visa $15,000
Langley Cash Back Visa $15,000
Nordstrom Visa $7,500
PenFed Power Cash $4,500
Syncb/Amazon Store Card $6,000
Syncb/Google Store Card $2,200
Syncb/PayPal Cash Back $8,000
Syncb/Walmart Credit Card $500
Target MasterCard $800
Vystar Platinum Visa $10,000
Total revolving credit $180,700

FICO 8: Equifax 736 | Experian 729 | TransUnion 739
Message 3 of 7
padme
Established Contributor

Re: oops i didnt mean to do it Savor1

some were saying, it was hard to get the prime savor under 750's, which i dont have. was gonna transfer the last venture to the venture one, but ill close it and send 25k to the savor1. just got a 2nd Discover and a 2nd Navy this month too. So im very happy. low 700s.

Message 4 of 7
19eighty5
Senior Contributor

Re: oops i didnt mean to do it Savor1

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 5 of 7
kdm31091
Super Contributor

Re: oops i didnt mean to do it Savor1


@Sasuke wrote:

Well, you can always combine the account with another.  I did that for years with Capital One to get useable limits.  It's ridiculous that they operate that way, but they do.  They want three HPs for each new account, and they put an account combination link right inside of your account management.  They do this on purpose IMO.  Instead of limiting people with a 5/24 rule, they hand out very low limits, and a combination button.  If you want a $50K limit with Capital One you can get there, $1K and 3 HPs at a time. LOL

 

edit: typos


Capital One does have some type of 5/24 type of rule, although nobody really knows specifics. They rarely approve people with a lot of recent card openings, at least as of this year or so. They used to be much less strict.

Message 6 of 7
Sasuke
Contributor

Re: oops i didnt mean to do it Savor1

You are right about that.  They certainly do have some kind of 5/24 rule going on right now.  I'm surprised there's no data on it.

Alliant Platinum Visa $10,000
AMEX Blue Cash Everyday $1,000
AMEX EveryDay $2,000
BECU Visa $12,500
CapitalOne BuyPower $1,250
CapitalOne QS $7,950
Chartway Federal Credit Union Visa Rewards $20,400
Chase Amazon Prime Rewards $1,000
Chase Disney Rewards $2,500
Citi Double Cash $3,600
Comenity Bank/Arhaus $11,000
Comenity Bank/RH $14,000
Discover Miles $24,000
Jax Fed Platinum Visa $15,000
Langley Cash Back Visa $15,000
Nordstrom Visa $7,500
PenFed Power Cash $4,500
Syncb/Amazon Store Card $6,000
Syncb/Google Store Card $2,200
Syncb/PayPal Cash Back $8,000
Syncb/Walmart Credit Card $500
Target MasterCard $800
Vystar Platinum Visa $10,000
Total revolving credit $180,700

FICO 8: Equifax 736 | Experian 729 | TransUnion 739
Message 7 of 7
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