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"We’re inviting you to request a credit limit increase" by Citi

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Anonymous
Not applicable

"We’re inviting you to request a credit limit increase" by Citi

Citi has been spamming me with emails regarding a credit line increase. Is this guaranteed? I don't really NEED a CLI though...

 

Message: "We would like to remind you that you’re part of a select group invited to request a credit limit increase"

Message 1 of 19
18 REPLIES 18
Brian_Earl_Spilner
Credit Mentor

Re: "We’re inviting you to request a credit limit increase" by Citi

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Message 2 of 19
NRB525
Super Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi

We in the MyFICO community remind you of your obligation to take all proffered SP CLI's and report results so we can vicariously enjoy your success or share your dejection. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 3 of 19
Anonymous
Not applicable

Re: "We’re inviting you to request a credit limit increase" by Citi

I've had citi for a few years now and they have always just increased my limit unsolicited 3-4 thousand at a time. That said any time I'm invited it seemed like a sure thing,so I say go for it.

Message 4 of 19
Gunnerboy
Established Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi


@Anonymous wrote:

I've had citi for a few years now and they have always just increased my limit unsolicited 3-4 thousand at a time. That said any time I'm invited it seemed like a sure thing,so I say go for it.


What's your secret for auto-CLI's from Citi?  Every six months, I go for a soft-pull CLI-request.



"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."
Message 5 of 19
Taurus22
Valued Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi

Wow. They wouldn't have to invite me but once.....I'd even bring the beer.  I've never heard of this before.....I wish they would make that mistake with me.  Smiley Surprised

My Wallet
Sock Drawered

On Deck: Possibly Aven 3% Visa
Message 6 of 19
pinkandgrey
Senior Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi

If it were me, I would try for it! Citi CLIs are often SP and if they're OFFERING.... 

Let us know and good luck!

Discover It: 26.5k
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Message 7 of 19
CreditInspired
Super Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi


@Anonymous wrote:

Citi has been spamming me with emails regarding a credit line increase. Is this guaranteed? I don't really NEED a CLI though...

 

Message: "We would like to remind you that you’re part of a select group invited to request a credit limit increase"


Oh "you-know-what" NO! I've had Citi for several years and not once was I invited to request a CLI. If they want to give you one--like Nike--Just do it! Give an auto CLI. Why all the suspense for goodness sake?


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 8 of 19
Wavester64
Valued Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi


@Taurus22 wrote:

Wow. They wouldn't have to invite me but once.....I'd even bring the beer.  I've never heard of this before.....I wish they would make that mistake with me.  Smiley Surprised


Lol, not only am I never invited to the party, I get stopped at the door and not allowed to get in! Smiley LOL






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Message 9 of 19
BearsCubsOtters
Frequent Contributor

Re: "We’re inviting you to request a credit limit increase" by Citi


@Anonymous wrote:

Citi has been spamming me with emails regarding a credit line increase. Is this guaranteed? I don't really NEED a CLI though...

 

Message: "We would like to remind you that you’re part of a select group invited to request a credit limit increase"


Outdated data point...but I received a similar email from them 11 years ago. Went online and entered my income and was approved for an increase. 

Message 10 of 19
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