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Decided to go after a few cards that's been on my radar since it's been sometime for me snce I last app's heavily. Also taking on a bit of debt transfer from a family member and looking to pad a bit to help soften the blow so initial 0% APRs were a must.
The details (some of these were posted previously):
NFCU Platinum
Approved
$500 CL
11.74% APR
WF Cash Wise
Approved
$7.5K SL
12 month 0% APR then 17.24% APR
BB&T Travel Spectrum
Approved
$6.5K SL
12 month 0% APR then 19.49% APR
BB&T Bright Spectrum
Approved
$6.5K SL
15 month 0% APR then 17.49% APR
Citi AAdvantage - for the 65K mile SUB (will SM for the 75k mile match). AA is my preferred airline
Approved
$10.4K SL
18.24% APR
Discover IT - matched cash back
Approved
$3.9K SL
15 month 0% APR then 17.24% APR
UNIFY Platinum - thanks to our friend CC for this lead!
Approved
$15K SL
8.99 Fixed APR
...... and onto the denials
Chase AARP
Denied
Reason: subjected to the 5/24 rule ( thought I read somewhere that it was not, oh well)
First Tech CU
Denied
Reason: Too much available credit (wish I would have done more research on this one. Doh!)
Grabbed an additional $50,300 over 7 new accounts. Not bad I guess.
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
Congrats on those approvals! Some nice SL's and APR's to boot!
"Grabbed an additional $50,300 over 7 new accounts. Not bad I guess"
I guess, Nice Spree & Congrats!!!
Hope you are ready to work in the Garden
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
Way more approvals than denials so way to go! That’s a surprisingly successful spree.
congrats them are some nice cards
BIG Congrats!!
UNIFY FCU looks very interesting. Athough, from others' reports, it seems that their process application process is very tedious.
Thanks!!
Congrats on the approvals! Were both of the BB&T soft pulls?
Nice Run @Ysettle4! You yield better results than some folks would bank in a year The Unify SL and APR definitely makes it a trophy piece - Congrats!