No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Josh2942 wrote:
So I have had my ebay mastercard since November with a 2k limit. It has the worst website to pay bills in my opinion. It got sock drawed almost immediately. I put about 45 dollars through it in between November and now. Asked for a 10k increase to make it relevant but got a counter to 3.5k. Not enough to take it out the drawer. The Freedom and my gold card have been primary for me. It's nice to get it. Better get in all the CLI from GE before the Synchrony is the new name. My neighbor works for GE Capital out of Connecticut and he says they have been taking on to much liability with sub prime borrows. I have great credit but the larger CLIs are great for anyone
did you call credit solutions or hit button online?
@Josh2942 wrote:
So I have had my ebay mastercard since November with a 2k limit. It has the worst website to pay bills in my opinion. It got sock drawed almost immediately. I put about 45 dollars through it in between November and now. Asked for a 10k increase to make it relevant but got a counter to 3.5k. Not enough to take it out the drawer. The Freedom and my gold card have been primary for me. It's nice to get it. Better get in all the CLI from GE before the Synchrony is the new name. My neighbor works for GE Capital out of Connecticut and he says they have been taking on to much liability with sub prime borrows. I have great credit but the larger CLIs are great for anyone
also what does "taking on to much liability with sub prime borrows" have to do with the name change? GE has always had the issue of taking on to many sub prime borrows, it's why they nearly failed or at least why they have been on and off for sale for nearly a decade or more but can't sell because the balance sheet is just TO MUCH!
they still have not changed the model though so not sure how it wiill or why they would change it now with still no sale.
@Josh2942 wrote:
So I have had my ebay mastercard since November with a 2k limit. It has the worst website to pay bills in my opinion. It got sock drawed almost immediately. I put about 45 dollars through it in between November and now. Asked for a 10k increase to make it relevant but got a counter to 3.5k. Not enough to take it out the drawer. The Freedom and my gold card have been primary for me. It's nice to get it. Better get in all the CLI from GE before the Synchrony is the new name. My neighbor works for GE Capital out of Connecticut and he says they have been taking on to much liability with sub prime borrows. I have great credit but the larger CLIs are great for anyone
Grats on your CLI
@Creditaddict wrote:
@Josh2942 wrote:
So I have had my ebay mastercard since November with a 2k limit. It has the worst website to pay bills in my opinion. It got sock drawed almost immediately. I put about 45 dollars through it in between November and now. Asked for a 10k increase to make it relevant but got a counter to 3.5k. Not enough to take it out the drawer. The Freedom and my gold card have been primary for me. It's nice to get it. Better get in all the CLI from GE before the Synchrony is the new name. My neighbor works for GE Capital out of Connecticut and he says they have been taking on to much liability with sub prime borrows. I have great credit but the larger CLIs are great for anyonealso what does "taking on to much liability with sub prime borrows" have to do with the name change? GE has always had the issue of taking on to many sub prime borrows, it's why they nearly failed or at least why they have been on and off for sale for nearly a decade or more but can't sell because the balance sheet is just TO MUCH!
they still have not changed the model though so not sure how it wiill or why they would change it now with still no sale.
GE is not selling their GECRB arm but spinning it off as its own entity (divesting itself from it), once it is completed GECRB or Symphony Bank as it will be called will not have the back up of deep GE pockets to cover losses as it has had in the past. The new entity will have to either generate sufficient cash flow from the interest it receives on its card portfolio or actually go into the banking business and take physical deposits to be able to back up what it lends. In either case its going to result in a change in business model they are not going to be able to continue to give subprime borrowers the huge lines they have in the past and if someone has such a large line and is still in the subprime category I would be expecting a substantial CLD from Synchrony.
Moved to CC Approvals
@Josh2942 wrote:
So I have had my ebay mastercard since November with a 2k limit. It has the worst website to pay bills in my opinion. It got sock drawed almost immediately. I put about 45 dollars through it in between November and now. Asked for a 10k increase to make it relevant but got a counter to 3.5k. Not enough to take it out the drawer. The Freedom and my gold card have been primary for me. It's nice to get it. Better get in all the CLI from GE before the Synchrony is the new name. My neighbor works for GE Capital out of Connecticut and he says they have been taking on to much liability with sub prime borrows. I have great credit but the larger CLIs are great for anyone
Congrats on your CLI
I just tried 3 times to get an increase on my Paypal Extras Mastercard just for the heck of it.
I tried automated system for 10k..................... denied
I tried credit solutuons in india for 10k........... denied
I tried credit solutions in the USA for 10k ...... denied
In the USA i even asked about moving lines and he said no.... i figured but i was wondering if that changed..... lol. the guy in the usa couldn't even tell me why is was denied just like their team in india, i even said if my account was too new you couldn't even tell me and he said that's correct.
So in the upcoming days i expect 3 different letters and i may get at least 2 different answers if i am lucky.
$3k is still a good limit but with the talk about them changing and about getting the limits increased while you can inspired me to try...... but i guess i'll just keep trying, i'll try sometimes before December if that's when they are changing.
Does anyone know when they will have stocks forsale? If the price is right i would like to buy some for my Roth IRA, so if its such a success, then the value of the stocks will only keep going up which equals more money for my retirement...... LOL!