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the Uber Visa is mine at last

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Regular Contributor

the Uber Visa is mine at last

APPROVED $2,500!!!

the starting limit isn't too bad so i didn't try to recon it. i might change my mind about that since my amex is 6k and they're about to give me a cli next week, possibly up to 18k. i don't want my other cards to be stuck for years at low limits.

 

datapoints: i think they pulled TU, my score was 739. i only had 2 cards on my credit reports at the time i apped and my oldest account was only 8mo old. if i waited a week to app my amex would of been reporting and i didn't know if that would help or hurt my approval chances since it would lower my AAoA and AoYA.


Message 1 of 31
30 REPLIES 30
Moderator

Re: the Uber Visa is mine at last

Congrats!  Best no AF card IMO their is if you eat/travel or order online.  Hard to beat it to be quite honest.  They just want your data/spending habits being uber Smiley Happy

Message 2 of 31
Established Contributor

Re: the Uber Visa is mine at last

Congrats and thanks for all the data points! You’re making me want to apply myself!

AU




Starting Score: 651
Current Score: 683
Goal Score: 751

Take the myFICO Fitness Challenge
Message 3 of 31
Established Contributor

Re: the Uber Visa is mine at last

Congrats!

Forgive me for thread-jacking:


@CreditCuriosity wrote:

Congrats!  Best no AF card IMO their is if you eat/travel or order online.  Hard to beat it to be quite honest.  They just want your data/spending habits being uber Smiley Happy


CC, would you mind sharing the benefits?



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 4 of 31
Regular Contributor

Re: the Uber Visa is mine at last


@SEAlifer wrote:
Congrats and thanks for all the data points! You’re making me want to apply myself!

do it! you'd get approved. i thought i'd get denied but wanted to app anyhow. i was gonna beat my head against the door til they let me in Smiley Happy

 

before i got the uber, i apped at BofA and they denied me. called recon and they told me my credit is trash because of the short history. they said they don't care about how good my scores are, my perfect payment history, or my low util. none of that. and yet they wouldn't tell me how long my history had to be to get in there. grrr. i won't be trying them again for a long long time.

 


Message 5 of 31
Moderator

Re: the Uber Visa is mine at last


@mikesonthemend wrote:

Congrats!

Forgive me for thread-jacking:


@CreditCuriosity wrote:

Congrats!  Best no AF card IMO their is if you eat/travel or order online.  Hard to beat it to be quite honest.  They just want your data/spending habits being uber Smiley Happy


CC, would you mind sharing the benefits?


first $100 bonus for $500 spend = easy.. 4% food/booze/bars/uber eats, 3% travel, 2% online purchase and uber and 1% everything else.  Cell phone coverage, etc. to name a few of the bigger ones

Message 6 of 31
Established Contributor

Re: the Uber Visa is mine at last

YOU HAD ME AT:


4% food/booze/bars/

LOL. Thanks



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 7 of 31
Regular Contributor

Re: the Uber Visa is mine at last

i just wanted it for the 4% on restraunts, i don't travel often so 3% travel isn't going to get used too much. and now if i had a usbank cash+ i'd have 5% on fast food hahaha. and my amex bce = 3% groceries. i'm cornering the market here on food cards.


Message 8 of 31
Community Leader
Senior Contributor

Re: the Uber Visa is mine at last

Congrats OP!
This card could be in my future after I shuffle some things around. @CreditCuriosity Barclays owes you marketing fees Smiley Tongue

Got some pruning to do... No more new cards!
Message 9 of 31
Valued Contributor

Re: the Uber Visa is mine at last

Congrats! Uber card is an awesome card IMO! Just don’t feel like going out with Lady Barclay. 🤕
BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 4 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 1/12 & 4/24
Message 10 of 31
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