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us bank shopper cash rewards

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Jccflat
Established Contributor

us bank shopper cash rewards

i submitted a application before went to review just got an email that I was approved for $500 ,

I am very disappointed to waste the HP when all my cards are over 25K each 8 cards and available credit 250k 13%ֶ utilization 

what am I looking with U.S. Bank? Will they  increase my credit line or do I have to request one and will they giving one after a few months

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Message 1 of 31
30 REPLIES 30
M_Smart007
Legendary Contributor

Re: us bank shopper cash rewards

Congrats? ..US Bank can be ultra conservative at timesSmiley Tongue

Message 2 of 31
Jccflat
Established Contributor

Re: us bank shopper cash rewards

can i cancel the card now will still show as a trade line ?

Message 3 of 31
M_Smart007
Legendary Contributor

Re: us bank shopper cash rewards


@Jccflat wrote:

can i cancel the card now will still show as a trade line ?


I believe once approved, it will show on reports.

 

Message 4 of 31
CYBERSAM
Senior Contributor

Re: us bank shopper cash rewards

Base on their wording once you activate it, that give you the $500 credit limit! So... what if you don't!

I would not keep that card even if does report for one month! That is ridiculous. Not sure how their recon for CL would work but I don't blame you for not being happy with this!







                
Message 5 of 31
Jccflat
Established Contributor

Re: us bank shopper cash rewards

will it grow ? does it grow 

I applied for this since I use Amazon allot ,

how does the payment method works? If I use the card and pay right away doesn't reflect or takes them forever to show up available again ? 

Message 6 of 31
Yasselife
Valued Contributor

Re: us bank shopper cash rewards

I was expecting more from an annual fee card. I'm not sure if I would close it though.






Message 7 of 31
Anonymous
Not applicable

Re: us bank shopper cash rewards

OP is this your first card by US Bank?

Message 8 of 31
Remedios
Credit Mentor

Re: us bank shopper cash rewards

Congrats. At least they didn't ask for proof of income since you were concerned about that 

Message 9 of 31
kilroy8
Community Leader
Super Contributor

Re: us bank shopper cash rewards

Um, congrats on your new card.

 

My experience - had the same SL with my Cash+. Got into a staring match with them over CLI, I would lock reports, ask for CLI, they would try HP, it would fail of course. They said "no CLI for you with no HP". Did this a few times over two years, finally let them do HP and got $10K limit as a result.

 

They are tough cookies.

Message 10 of 31
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