i wanted to expand my available credit to help my utilization.
did the SCT with overstock.com and got 2k limit, tried the luv button but no go
opened an account with NFCU, got a CLOC for 5k and a credit card with 3100 limit and 14.9% APR right off the bat.
the CLOC they asked me to provide my income information and bank statements then approved. said no increase on the CLOC for at least 6 months for some reason...
my scores are 647 ex 634 tu 635 eq
i now have:
cap one qs $650 limit, started with 400
cap one platinum with 3500 limit, started at 3k then auto bump to 3500
credit one 800 limit, started with 500
credit one 500 limit, started at 400, this one's been **bleep**ty at increasing...
macys 500 limit, started at 300
overstock 2k limit
debating if i should stop or try for a few more.
Looking through the member agreement it could be even more depending on which card and how old it is.