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wheeee! 1k CLI ON Sony Visa

designated_knitter
Established Contributor

wheeee! 1k CLI ON Sony Visa

Saw someone post earlier that Comenity seems to be on a 60-day clock.

 

I had tried for a CLI on 3/27 after paying off the balance and was declined stating I had recently received a CLI.  

 

I searched this forum to see when I had gotten the last CLI and sure enough, it was 3/28.  So figured I would test the 61-day schedule tonight and sure enough, was approved for a 1000 CLI taking me up to 4900!

This was formerly a Cap1 credit card with a 2200 CL and didn't receive a CLI from Cap1 for about a year prior to the transfer.  Also, took a year after the Comenity transfer.  However since November, it has gone from 2200 to the current 4900.

 

Yeah, it has an insane APR compared to my newer CU approvals... but hey, I'll take it!

 

Current util = 13 percent 

Credit scores in sig

AAoA = 5 years 7 months

New accounts in last 6/12 months = 6/8


Thanks to all for sharing information that has allowed me to grow and improve my CL and portfolio dramatically and be able to kick the predators to the curb!

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 1 of 11
10 REPLIES 10
AllZero
Super Contributor

Re: wheeee! 1k CLI ON Sony Visa

Congratulations on your CLI!

Message 2 of 11
blindambition
Community Leader
Senior Contributor

Re: wheeee! 1k CLI ON Sony Visa

Congrats on the CLI!!! Mark your calendar!!

Smiley Happy

Message 3 of 11
CreditAggie
Senior Contributor

Re: wheeee! 1k CLI ON Sony Visa

Congratulations on your Sony Visa CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 4 of 11
PandaGirl77
New Contributor

Re: wheeee! 1k CLI ON Sony Visa

Congratulations! I really like Comenity Bank and grateful for all the cards they've given me!

Message 5 of 11
M_Smart007
Epic Contributor

Re: wheeee! 1k CLI ON Sony Visa

Congratulations on your CLI ...

Message 6 of 11
ComeBackLady
Established Contributor

Re: wheeee! 1k CLI ON Sony Visa


@designated_knitter wrote:

Saw someone post earlier that Comenity seems to be on a 60-day clock.

 

I had tried for a CLI on 3/27 after paying off the balance and was declined stating I had recently received a CLI.  

 

I searched this forum to see when I had gotten the last CLI and sure enough, it was 3/28.  So figured I would test the 61-day schedule tonight and sure enough, was approved for a 1000 CLI taking me up to 4900!

This was formerly a Cap1 credit card with a 2200 CL and didn't receive a CLI from Cap1 for about a year prior to the transfer.  Also, took a year after the Comenity transfer.  However since November, it has gone from 2200 to the current 4900.

 

Yeah, it has an insane APR compared to my newer CU approvals... but hey, I'll take it!

 

Current util = 13 percent 

Credit scores in sig

AAoA = 5 years 7 months

New accounts in last 6/12 months = 6/8


Thanks to all for sharing information that has allowed me to grow and improve my CL and portfolio dramatically and be able to kick the predators to the curb!


Congratulations on your Comenity CLI! 🥳🥳🥳

Starting Score: June 2020: 502
Current Score: EX: May 15 - 687, EQ: APR 2021 – 668, MAY 2021 – 726, APR 26 - TU: 673
May 15 - TU: 697

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3 ✅, 690’s by JUN. Over 700 in 2021, ideally 725plus, 805 LT
Inquiries: 30/0, 60/1, 90/6, 12/13
TCL: JUN 2020 $700, MAY 2021 $13,051
AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s


Bank and Credit Union Memberships:

Take the myFICO Fitness Challenge

Message 7 of 11
paws
Frequent Contributor

Re: wheeee! 1k CLI ON Sony Visa

Congrats on your CLI!!!

CCs → Capital One | Finn | Tomo | Mission Lane | Chime
Message 8 of 11
SPChaser
Established Contributor

Re: wheeee! 1k CLI ON Sony Visa

Congrats on your CLI!!! 🥳

“Play the game, but don't believe in it“
Message 9 of 11
mystikal1
Established Contributor

Re: wheeee! 1k CLI ON Sony Visa

Congrats

Message 10 of 11
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