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Dont laugh at me, but is 0% APR for 1 year and 0% no interest for 1 year the same thing? for Balance transfers.
Attn Mod. I did post this under credit but didnt get any responses, that why I moved it over here.
@sobeone1 wrote:Dont laugh at me, but is 0% APR for 1 year and 0% no interest for 1 year the same thing? for Balance transfers.
Attn Mod. I did post this under credit but didnt get any responses, that why I moved it over here.
Depends. 0% APR would be no interest period (if it states 0% APR for purchases AND balance transfers). Some cards do 0% just for one or the other, but most are for both. Check your terms and conditions and it will tell you what the 0% APR for 1 year covers.
@sobeone1 wrote:Dont laugh at me, but is 0% APR for 1 year and 0% no interest for 1 year the same thing? for Balance transfers.
Attn Mod. I did post this under credit but didnt get any responses, that why I moved it over here.
Yes, they are two ways to say the same thing.
APR = Annual Percentage Rate, the interest rate
so No Interest is the same as 0% APR.
@sobeone1 wrote:Dont laugh at me, but is 0% APR for 1 year and 0% no interest for 1 year the same thing? for Balance transfers.
Attn Mod. I did post this under credit but didnt get any responses, that why I moved it over here.
@sobeone1 wrote:Attn Mod. I did post this under credit but didnt get any responses, that why I moved it over here.
You didn't move it. You crossposted it only 4 hours later when you should have just waited for responses which the other thread had 2 hours before you created this one. If you need to move a thread then contact a mod as only they can move threads. You need to give any discussion forum site at least a day for responses and even then replies are not guaranteed. If you need more immediate responses then a disussion forum is the wrong tool for the job.
In any case, they're the same but make sure you read and understand the terms. It's not just the interest rate(s) that matter.
meow