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0% APR w Mid to High SL?

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New Member

0% APR w Mid to High SL?

Big purchase coming up and looking for 0% APR card w decent SL (around $4000 and up if possible) 

Current card: 
Amex Gold

CSP $7400 

Chase Freedom $3500

BestBuy $10000

Amex Everyday $1000

Zales Store card $4000

Express store $970

Discover $2500

I was looking into citi diamond preferred but read some post about them giving low SL. 
Any recommandation? Would like to find at least 15 month 0%APR if possible. 

My knowledge is very limited and does not have Fico score. Recently got a car and saw that my Credit score was 751. (did not see which bureau)  please be easy as Im fairly new.. Thank you.

Message 1 of 7
6 REPLIES 6
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Moderator

Re: 0% APR w Mid to High SL?

Hi and welcome @pakimchi 

 

Are you looking to do balance transfer or just 0% intro? 

 

Also, could you please add when the cards you have were opened

 

 

Message 2 of 7
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New Member

Re: 0% APR w Mid to High SL?

Just 0% Intro

Amex Gold (June. 19')

CSP $7400 (June. 19')

Chase Freedom $3500 (June. 18')

BestBuy $10000 ( Nov. 16')

Amex Everyday $1000 (June. 18')

Zales Store card $4000 ( Oc.t 17')

Express store $970 (Nov. 17')

Discover $2500 (Nov. 17')

Credit Uti is at 6%

Payment Hist. 100%

Message 3 of 7
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Community Leader
Mega Contributor

Re: 0% APR w Mid to High SL?

Try the prequal for Discover. You can have 2 , so long as one is at least a year old. Often times you get a better sl on second card and is quite possible you can get a 0% spr and bt offer on same cardSmiley Happy. Best of luck and welcomeSmiley Happy
Message 4 of 7
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New Member

Re: 0% APR w Mid to High SL?

Thank you! I will look into this. 

Message 5 of 7
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Frequent Contributor

Re: 0% APR w Mid to High SL?

DW Has a Chase Slate - very much "no frills" - but an opening $10k SL

I have the Freedom Unlimited, opened up at $11,200 SL

Message 6 of 7
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Moderator

Re: 0% APR w Mid to High SL?

If just looking for a 0% APR for 12-15 months vs. a BT card there are TONS of them that offer good limits..  I think I probably have 10+ cards or so with some 0% apr going on now that i never use unless they are business ones.  Really I suggest just doing your research as there are so many of these cards out there as long as your profile/income support a good limit they are easy to obtain. 10-25k SL's are pretty easily obtainable once again dependent upon profile/income and various other factors such as dti, etc...

 

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