cancel
Showing results for 
Search instead for 
Did you mean: 

0% transfer fee CC options?

msavain
New Member

0% transfer fee CC options?

Hello,

 

I need to find a cc that would allow for a 0% transfer fee and ideally 0% APR for some intro period - any options?  I already have the Chase Slate which seems to be one of the top recommendations in this regard.

 

Thank you!

Message 1 of 8
7 REPLIES 7
Dumbee
Established Contributor

Re: 0% transfer fee CC options?

NFCU Platinum, don't think any other major FI is doing both of those atm


Smiley Embarassed
Personal/40.15K Biz/23K POT/17K
Message 2 of 8
msavain
New Member

Re: 0% transfer fee CC options?


@Dumbee wrote:

NFCU Platinum, don't think any other major FI is doing both of those atm


You need to be a military or related to join, correct?

Message 3 of 8
Remedios
Moderator

Re: 0% transfer fee CC options?

BECU, but if you live outside of WA state, it gets tricky should they decide to do verification. 

Takes a while, lots of faxing etc

They will frequently ask for POI in addition to ID verification.

 

Typically this all happens after you've been approved, so if you are not in a hurry and you can be patient, it's an option. 

Message 4 of 8
Loquat
Moderator

Re: 0% transfer fee CC options?

0% transfer fee cards are VERY few and far between. Long into periods of 0% is a lot easier.
Message 5 of 8
msavain
New Member

Re: 0% transfer fee CC options?

Is there anything out there with 0 - to - sub-3% transfer fee and a reasonably long 0% intro APR?

Message 6 of 8
blindambition
Community Leader
Senior Contributor

Re: 0% transfer fee CC options?

Citi Diamond Preferred is 3% fee and 18 months 0%. Not known for high SL.

Message 7 of 8
FinStar
Moderator

Re: 0% transfer fee CC options?


@msavain wrote:

Is there anything out there with 0 - to - sub-3% transfer fee and a reasonably long 0% intro APR?


A variety of responses have been already provided @msavain.  The majority of banks such as Citi, BB&T, Discover, etc, are going to have some sort of BT fee, but no lower than 3% in most cases.  Your best bet are CUs, such as those mentioned upthread (if you meet membership eligibility), or you can check out the local ones in your area as an alternative.

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.