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Just got off an overnight flight and found my SPG AMEX was due yesterday! AGH! So mad... I called immediately and made a payment, but the rep said that the payment would show as being late within the AMEX system, but not reported to credit buearus.
Will this negatively impact my ability to do 6 month CLI with my SPG AMEX card?
My advice would be to sign up for auto pay on that account.
That way, at least the minimum would be paid on the due date, in case you forget in the future.
@webhopper wrote:My advice would be to sign up for auto pay on that account.
That way, at least the minimum would be paid on the due date, in case you forget in the future.
Great advice
I have all my credit cards on autopay no matter what because there is times I too did forget 3 days late payment with different creditor but there was no sweating on their part.
I believe Amex will not hold that 1 day late against you in reference to CLI.So, you should be fine I believe.
Yep, it will. I had a lad day on my Zync, and paid it in full a few days later. That is correct, it do not report to the CRB, but if you ever want to app for another AMEX card, you will be denied, atleast for the next 6 months.
Unfortunately, with Amex, they will assuredly hold it against you. However, it will be meaningless once enough time passes.
@Open123 wrote:Unfortunately, with Amex, they will assuredly hold it against you. However, it will be meaningless once enough time passes.
Very true. My closing date was switch because it was Feb. 4 months later, they cancelled my account, stating that I made late paymentS. My payment was made 2 hours late. LOL.
This came after spending triple to quad my hard limit. I tried to reinstate...they said no due to the fact that I had a hard limit in the past. Unfortunately for me, AMEX was using a 2 year old 4506-T.
You would think a bounce check would be worse...