No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hmm I did not knew this.
Lets wait for some experts to shed lights on this...
Yep, pretty much in agreement with everyone here. FAKO should be dismissed. And to think, I used to pay 17.00 a month for TU and Experian each. Good thing for this site!
Thanks for the suggestions guys.... Will deactivate EQ soon...
@indiolatino61 wrote:
@newUser0 wrote:Hi my EQ score has dropped very rapidly. Below is the info.
Score - Jan 22 2014 -> 701
In the month of Jan and Feb, Amex Delta Gold, Bank of America card (new accounts ) reported.
Still Chase united, Amex PRG yet to report.
Now my AoA is showing as 0 (Hope the they don't turn into negative when the above 2 cards report)
My util is same still around 8%.
My score today is 601. Getting scared if any lenders take AA because of huge decrease?
Wasn't there a post here a few days ago which stated that in regards to FICO scoring, there is no such thing as an AAoA of less than one year? In other words, even if you have your first new card, your AAoA will still be 1 year? Please correct me if I misunderstood, or if the post was not correct. Thanks.
I'm pretty sure it was AAoA couln't go below 1 month, as in a new TL will automaticlly be 1 month old.
No you are wrong. My bank of America Card reported within like 2-3 Hours of being approved.
After, getting this alert I REFRESHED, my EQ, CK, CS all of them reported the card.
Yeah from what I understand when I posted similar questions in the past and there was a lot of discussion, from 0-11 months AAoA is rounded up to a year and 12-23 months AAoA is rounded down to a year.
From there AAoA is always rounded down to the nearest year.
@Steelersboy wrote:Yep, pretty much in agreement with everyone here. FAKO should be dismissed. And to think, I used to pay 17.00 a month for TU and Experian each. Good thing for this site!
Same here... I cancelled the FAKO subs and just went with this site!
Usually these FAKo gives me best deal, Like 4$/MO (Current Experian) 6$/month (Current EQ subscription)
myFico, is very expensive I feel. I guess like 54$ one time for report.