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10k+ CL's. Whats your income?

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Regular Contributor

10k+ CL's. Whats your income?

Would like to know what kind of income they hand out 10k+ limits to...

 

Smiley Happy

Message 1 of 13
12 REPLIES 12
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Frequent Contributor

Re: 10k+ CL's. Whats your income?

My income is $52,000.  My SO's is $36,000.  HHI of $88,000.

 

I usually put only my income on apps though.

 

I have $15k CC with NFCU and $15k NAVchek with NFCU.

 

Several $8k lines, etc.

 

My SO has $12k with Citi and $11k with NFCU, and several sub-$9k lines.

 

Hope this helps.

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 2 of 13
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Established Contributor

Re: 10k+ CL's. Whats your income?

My income is 83k, SO is approx 47k...............HHI approx 130k

 

Usually use my income when apping, and SO uses his as well, unless asking for HHI.

 

Citi @ 25k, Barclay Juni Visa/Travelocity Amex both at 15k..........several others at just under 10k on down to 4k.

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 3 of 13
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New Member

Re: 10k+ CL's. Whats your income?

I just got approved for the platinum card from America First Credit Union. Doing this puts my limit at 10k even. my income is 29k a year.  Experian Fico-745 (pulled by AFCU)

Message 4 of 13
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New Contributor

Re: 10k+ CL's. Whats your income?

Mine is $40k.  I've never received a $10k CL from applying, but have 2 cards which I've had CLI's on that are over 10k ($19.5k and $11k).

Message 5 of 13
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Regular Contributor

Re: 10k+ CL's. Whats your income?

Awesome, I thought you had to have like 100k+ income for limits like that. My gf's parents had high limits and they made well over 10k a month with 15k+ limits on their cc's.

Message 6 of 13
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Frequent Contributor

Re: 10k+ CL's. Whats your income?

Hi,

 

My HHI is $65,000 and my personal income is $45000. I put HHI on CC application. I have 4 CC $1,500, $5,000, $6,300 and $10,500.

TU Auto enhanced FICO (9/2012): 744
EX FICO (8/2012): 748
EX FICO (6/2010): 739
Message 7 of 13
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Regular Contributor

Re: 10k+ CL's. Whats your income?

Do they use income to decide how high the CL should be? I ask in all seriousness because I had credit lines as high as 10K when I was only earning 8K per year as a Grad student in the mid 1990's. I have lines right now as high as 50K and as low as 13,300. As far as current income, I earn enough to be considered "middle class" in the Tri-State area.

Message 8 of 13
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Senior Contributor

Re: 10k+ CL's. Whats your income?

my gf makes between 45 & 48k.  she has 3 lines over 10k.

Message 9 of 13
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Established Contributor

Re: 10k+ CL's. Whats your income?

My income is 135k.

 

I have 7 CC's totaling $148,500 of available revolving credit. Plus 2 LOC's totaling 35k that report. For a total of $183,500 of available credit reporting.

 

My average CC CL is $21,214. Four of my CC's have CL's of 25k.

 

This CL result is primarily due to information obtained from members at myFICO.Smiley Happy

 

 

 

Edited for clarity

Message 10 of 13
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