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So sorry to read that...
You are not alone Brooklyn got the same... https://ficoforums.myfico.com/t5/Credit-Cards/I-was-just-informed-by-Cap1-UPDATE-Cap1-quot-Secured-G...
Looks like this is a reality for Cap One now...
@Anonymous wrote:
This really makes me not want to do business with them at all. I wish I would've used the entire deposit toward my discover, which unsecured at the 8th statement. I'm definitely going to cancel this card but I'm concerned about the timing. Should I do it now or a month from now?
Yeah, it seems counterproductive to their business model which has always granted credit to rebuilders..
I don't think an extra month makes any difference in the grand scheme of things.
Unless you want to hold out hoping they might still unsecure..
Can't you add to your Disco deposit after you close the Cap One and get your funds returned?
Really sorry..
ETA: and this time I'm in the slow typist corner LOL