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@myjourney wrote:All you can say is
WoW
Cap 1 is changing all aspects of its business plans it would seem and congrats
NO they are not. If they were changing truthfully we wouldn't have to go through the EO get things done! Sorry to disagree with you!
Unbelievable! I am so happy for you!
You are officially on my hero list. Congratulations!!!
@Axa wrote:You are officially on my hero list. Congratulations!!!
Haha thanks everybody XD everyone on here is my hero, for posting such great information I wouldn't have learned about the Cap One EO at all, the unsecurin process being done to the Orchards, nor the ability to get a CLI on it!
Not to mention learning about the GECRB 4 month increases (I see you JCP; you're up next in May!)
Here's to healthy credit for everybody!
Holy crap! Now I think I'll write an email about my household card. lol
Congrats!
@bernhardtra wrote:
@myjourney wrote:All you can say is
WoW
Cap 1 is changing all aspects of its business plans it would seem and congrats
NO they are not. If they were changing truthfully we wouldn't have to go through the EO get things done! Sorry to disagree with you!
Agree to disagree ....doesn't matter how they come ($$$$$$/CLI's ) just long as they come!
What I see and this is just IMO cap1 started giving away money to its customers but now has also included its newly aquired customers as well in an attempt to satisfy all.
Be it underwriting,Csr,EO...all other companies take phone calls
CAP1 doesn't they take emails...Lol Works for me
@injustifiiable wrote:Holy crap! Now I think I'll write an email about my household card. lol
Congrats!
Go for it! I aimed big, and it paid out!
Another poster I was reading decided to ask for $35,000! That's a little above and beyond for me, but hey, if they could get that or an excellent counter offer, more power toward him/her!
All the best
@ObeyJohnny12 wrote:
Say what??!!!! 10k? 'Picks up jaw from floor' WOW! Way to go! Congrats!!!!
Lol!! Insane, right?! I nearly fainted at work when I saw it! Blew my mind XD
@daybreakgonesXe wrote:Hey everybody!
So at the recommendation of zerobacan (hope i spelled that right...sorry dude!), decided to post my success with the Cap One EO and my Orchard Bank account.
Previously had a $1,500 limit, and this card was just recently UNSECURED in January, so I got my deposit back, as a thank-you for having a great history (with them and overall credit) and as a transition into Cap One this summer. Since I saw a few people having success on their formerly HSBC backed cards through the Cap One EO, decided to send off an e-mail on Friday. Fella called me yesterday afternoon, wasn't able to answer since I was working. Tried to call back that evening when I got out, and he already left. So, I left a voicemail and he was able to catch me this morning before I clocked into work! Had all the information in the e-mail that he needed, so he just asked if it was okay to take a hard pull (ouch, but hey, worth it!), and if he could leave a voicemail with the results. Haven't gotten a call back from him, I assume he's still working on the annual fee renewel.
But so far? BAM! CLI from $1,500 tooooooo $10,000!!!
Not sure what bureau they could've pulled yet...banking on Equifax since that seems to be the go-to bureau for Orchard Bank...however I locked myself out of the dispute application so I can't check it will try again with my confirmation code. If it's not equifax, I can't check TU or EX until my free services (CK,CS,credit.com) update
So for now, I'll keep my spade until I figure out if and what bureau was pulled
Best of luck to all those Orchard Bank/Household/HSBC account holders!!
What did you write in the message? Not really sure how to convey what I want nicely (mainly AF removal and CLI...) please PM! thanks.