No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have $2.01 late payment on american express blue cash back in May 2019. It was set up auto payment but for some reason it didnt goes through. and I didnt know about it.
Will american express report that late payment on my credit report. What can I do to let the american express waive the late payment in my report. Thank you so much
How late was it? If less than 30 days, it won't appear on your credit report as a late.
Maybe call Amex and explain, and they may waive it, especially if it was their autopay system that didn't work and they can verify.
How old is the account? One brief late of a small amount on an older account with perfect payment history has a better chance of having it waived.
If it hasn't been reported as late at this point, my guess is that it won't be.
Amex seems to be forgiving of one time mistakes. When I got the Amazon business card for my wife it automatically was put as her primary card on Amazon with no action from her. I didn't notice this until a month and a half later. They refunded the late payment charge and interest when I contacted them via chat.