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Browse credit cards from a variety of issuers to see if there's a better card for you.
*This list is not actively updated, I will attempt to parse the comments/posts every couple of months and update the list. See update section for latest dates*
Update:
Original Post:
I want to start by saying I'm a firm believer in correlation doesn't imply causation, and I have stated this many times inside this thread. This is one reason I enjoy posting DP's and getting information to help everyone make an informed decision.
To the Meat and Potatoes:
Has anyone else noticed an issuer pattern for the 2% - 2.5% no category Consumer Credit Cards (CC) recently? They're mostly, if not all, Mastercard (MC). I have formulated a minimal list below, and I'm sure this can be debunked with all your help. I will try and keep the list live updated if this thread becomes popular.
VISA:
Mastercard (MC):
State Department FCU's Premium Cash Back+ is a 2% Visa
AOD Credit Union 3% card is Visa. NFCU Flagship (2x base w/ 3x categories) is Visa. Double Cash, arguably the most prevalent 2% card is MasterCard. I don't think network has anything to do with it, other than a lender's preference for one over the other. Visa and MC Interchange rates are quite comparable, with MC business products skewing higher than that of Visa.
@PullingMeSoftly wrote:State Department FCU's Premium Cash Back+ is a 2% Visa
Thank you for the DP
@K-in-Boston wrote:AOD Credit Union 3% card is Visa. NFCU Flagship (2x base w/ 3x categories) is Visa. Double Cash, arguably the most prevalent 2% card is MasterCard. I don't think network has anything to do with it, other than a lender's preference for one over the other. Visa and MC Interchange rates are quite comparable, with MC business products skewing higher than that of Visa.
Thank you for the DP's and information Mr. GOAT K-in-Boston!
FNBO 2% CB Visa
PenFed 2% CB Visa (with $500 in checking)
RBFCU Cashback Rewards MasterCard is a straight 2% non category.
@800wannabe420 wrote:RBFCU Cashback Rewards MasterCard is a straight 2% non category.
Thank you for the DP
@spiritcraft1 wrote:FNBO 2% CB Visa
PenFed 2% CB Visa (with $500 in checking)
Thank you for the DP's
FNBO 2% Cashback = Visa
USAlliance 3% = Visa