2% - 3% Cashback (CB) Credit Card (CC) - List

[Anonymous]

Bloomingdale's American Express credit card is a 2% cash back card everywhere, after that $5,000 - $14,999 is spent at the store in one year.

[Anonymous]

Water and Power Community CU Cash Rewards Mastercard card offers 2% back on retail purchases.

[8Hunnid]

General Electric CU has their Visa Signature that gives 2x. The points are worth 1.17% when redeemed for cash into your checking or savings account. With this being a 2.4% card, I've simplified my card life and no longer care about 3% cards. I still get cash back when a fee is charged like on taxes and tuition. 

[PullingMeSoftly]

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@8Hunnid wrote:

General Electric CU has their Visa Signature that gives 2x. The points are worth 1.17% when redeemed for cash into your checking or savings account. With this being a 2.4% card, I've simplified my card life and no longer care about 3% cards. I still get cash back when a fee is charged like on taxes and tuition. 

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Nice, and a 20K points sub for $2,500 spend in 90 days too. $234 total redeemed sub in addition to the 2.4% rate. Looks good, but appears to be geo-restricted to the Greater Cincinnati area.

[Anonymous]

is there a 3% flat cashback, no-hassle cashout card? i currently dont have time to go through this entire thread at the moment, so any help appreciated. thanks!

[TheFIGuy]

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@Anonymous wrote:

is there a 3% flat cashback, no-hassle cashout card? i currently dont have time to go through this entire thread at the moment, so any help appreciated. thanks!

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Besides AOD...I think if there was, it's a best-kept secret or heavily geo-fenced. If it weren't, then myFICO tidal waves FOM would be in full effect!

[Aim_High]

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@PullingMeSoftly wrote:

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@8Hunnid wrote:

General Electric CU has their Visa Signature that gives 2x. The points are worth 1.17% when redeemed for cash into your checking or savings account. With this being a 2.4% card, I've simplified my card life and no longer care about 3% cards. I still get cash back when a fee is charged like on taxes and tuition. 

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Nice, and a 20K points sub for $2,500 spend in 90 days too. $234 total redeemed sub in addition to the 2.4% rate. Looks good, but appears to be geo-restricted to the Greater Cincinnati area.

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 ... unless maybe they offer membership by the GCMBA (Greater Cincinnati Mountain Biking Association), @PullingMeSoftly!  Lol

[PullingMeSoftly]

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@Aim_High wrote:

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@PullingMeSoftly wrote:

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@8Hunnid wrote:

General Electric CU has their Visa Signature that gives 2x. The points are worth 1.17% when redeemed for cash into your checking or savings account. With this being a 2.4% card, I've simplified my card life and no longer care about 3% cards. I still get cash back when a fee is charged like on taxes and tuition. 

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Nice, and a 20K points sub for $2,500 spend in 90 days too. $234 total redeemed sub in addition to the 2.4% rate. Looks good, but appears to be geo-restricted to the Greater Cincinnati area.

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 ... unless maybe they offer membership by the GCMBA (Greater Cincinnati Mountain Biking Association), @PullingMeSoftly!  Lol

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@Aim_High L M A O!!! Just snorted coffee up my nose, too funny! 

[Anonymous]

First Federal CU Visa Cash Rewards card is a 2% cash back card.

https://www.firstfedcu.com/rewards

[Aim_High]

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@Anonymous wrote:

First Federal CU Visa Cash Rewards card is a 2% cash back card.

https://www.firstfedcu.com/rewards

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True, but talk about a narrow membership focus!    "Membership is open to all that live, work, or worship in Linn, Dickinson, Clay and Buena Vista counties in Iowa."  Three of those counties have populations under 21,000 and the combined is only 264,820.  I don't see any backdoor routes to membership.   

But thanks for adding that card to the list, @Anonymous, for anyone who could benefit.  It's interesting how many little-known 2% cards are around.