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2% Cards options

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lexrjSD
Regular Contributor

2% Cards options

What are some great options for 2% cards without AF? I was looking into Citi Double Cash but was wondering what else is out there.
WALLET: Amex BCP 25K | Barclay Arrival Plus 27K | Chase Reserve 20K |
Amex SimplyCash 50K

FICO: EX 812 | EQ 815 | TU 815
Message 1 of 19
18 REPLIES 18
wasCB14
Super Contributor

Re: 2% Cards options

State Department FCU has a nice one.

 

$200 after $3k spend

No AF

No FTF

Cell phone protection (I don't know the details)

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 19
Gmood1
Super Contributor

Re: 2% Cards options

Blispay
PayPal 2% Cash Rewards
Fidelity Awards
BBVA Compass Cash Rewards

Message 3 of 19
SBR249
Established Contributor

Re: 2% Cards options

PenFed Power Cash Rewards (need to park $500 in a checking account or be military/veteran).

 

If you are into Chase's UR program then some people consider their FU card to be broadly equivalent to a 2% CB card or better. 

Message 4 of 19
Anonymous
Not applicable

Re: 2% Cards options

PayPal 2% Mastercard backed by Syncrony
Message 5 of 19
UpperNwGuy
Valued Contributor

Re: 2% Cards options


@SBR249 wrote:

PenFed Power Cash Rewards (need to park $500 in a checking account or be military/veteran).

 

If you are into Chase's UR program then some people consider their FU card to be broadly equivalent to a 2% CB card or better. 


In my opinion, the PenFed PCR and the Chase FU are the best two options for 2% across the board.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 6 of 19
KDKobes
Regular Contributor

Re: 2% Cards options

First National Bank has 2 cards that offer 2% back, one of which is actually 3% for the first 6 months. Personally I’ve had no issues and use mine frequently. Locally based customer support too.




EX: 694 (F8)(7inq) | TU: 691 (VS3)(5inq) | EQ: 699 (VS3)(5inq)
BK Ch 7 Discharged 2015 | x1 Paid collection | x1 30 day late on file
9% Utilization | AAoA: 2yrs | Updated: *UPDATING*
Message 7 of 19
lexrjSD
Regular Contributor

Re: 2% Cards options


@KDKobes wrote:
First National Bank has 2 cards that offer 2% back, one of which is actually 3% for the first 6 months. Personally I’ve had no issues and use mine frequently. Locally based customer support too.
Is that the First National Bank of Omaha? Can I get the card in California?
WALLET: Amex BCP 25K | Barclay Arrival Plus 27K | Chase Reserve 20K |
Amex SimplyCash 50K

FICO: EX 812 | EQ 815 | TU 815
Message 8 of 19
lexrjSD
Regular Contributor

Re: 2% Cards options


@UpperNwGuy wrote:

@SBR249 wrote:

PenFed Power Cash Rewards (need to park $500 in a checking account or be military/veteran).

 

If you are into Chase's UR program then some people consider their FU card to be broadly equivalent to a 2% CB card or better. 


In my opinion, the PenFed PCR and the Chase FU are the best two options for 2% across the board.


Isnt the Chase Freedom 1.5%?
WALLET: Amex BCP 25K | Barclay Arrival Plus 27K | Chase Reserve 20K |
Amex SimplyCash 50K

FICO: EX 812 | EQ 815 | TU 815
Message 9 of 19
staticvoidmain
Established Contributor

Re: 2% Cards options

PayPal. 2% cashback, no asterisk. 

Anyone can sign up for a PayPal account, any time.

 

3% with asterisk.

Message 10 of 19
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