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I just went online to try for a cli on my two citi cards to help with utilization.
First I tried on the Citi Forward (was nervous since utilization was at 82%):
Requested $1,000, was given an automatic $800....no hard pull. From $4,600 to $5,400.
Then my Citi Dividend World Mastercard (Had just paid it off except for interest charge...paid in full, once in the middle of the month and then on the day the statement cut, but was still charged):
Requested $1,100, and was approved without a hard pull. From $6,440 to $7,540.
Congrats
@DailyDriver wrote:I just went online to try for a cli on my two citi cards to help with utilization.
First I tried on the Citi Forward (was nervous since utilization was at 82%):
Requested $1,000, was given an automatic $800....no hard pull. From $4,600 to $5,400.
Then my Citi Dividend World Mastercard (Had just paid it off except for interest charge...paid in full, once in the middle of the month and then on the day the statement cut, but was still charged):
Requested $1,100, and was approved without a hard pull. From $6,440 to $7,540.
Now thats an odd limit. lol. CONGRATS on you CLI!
@gettnthere wrote:
@DailyDriver wrote:I just went online to try for a cli on my two citi cards to help with utilization.
First I tried on the Citi Forward (was nervous since utilization was at 82%):
Requested $1,000, was given an automatic $800....no hard pull. From $4,600 to $5,400.
Then my Citi Dividend World Mastercard (Had just paid it off except for interest charge...paid in full, once in the middle of the month and then on the day the statement cut, but was still charged):
Requested $1,100, and was approved without a hard pull. From $6,440 to $7,540.
Now thats an odd limit. lol. CONGRATS on you CLI!
+1
Congrats on the cli
@gettnthere wrote:
@DailyDriver wrote:I just went online to try for a cli on my two citi cards to help with utilization.
First I tried on the Citi Forward (was nervous since utilization was at 82%):
Requested $1,000, was given an automatic $800....no hard pull. From $4,600 to $5,400.
Then my Citi Dividend World Mastercard (Had just paid it off except for interest charge...paid in full, once in the middle of the month and then on the day the statement cut, but was still charged):
Requested $1,100, and was approved without a hard pull. From $6,440 to $7,540.
Now thats an odd limit. lol. CONGRATS on you CLI!
Yea, it was originally an auto CLI. But I missed a payment by a day...it does not show on my credit report, but APR went from 12.4% up to 28.7% and my CL decreased. I believe it was originally $6,750 or $6,800 (never went over, but utilization was higher).
congrats I'm jealous of your cards.
Congrats! I have the same cards as you and I tried a couple of months ago for a CLI but no go. I did however get an APR reduction on my Forward card from 17.99 to 13.99%.
Congrats!!!
Congrats!
Didn't know Citi Had a World MC Dividend Card. All they show is Visa.