https://www.paypal.com/us/webapps/mpp/credit-card/2-percent-cash-back-mastercard
PayPal 2% card is good.
No minimum cashback redemption
Credit limit will likely grow w/Synchrony.
@Blodreina wrote:https://www.paypal.com/us/webapps/mpp/credit-card/2-percent-cash-back-mastercard
PayPal 2% card is good.
No minimum cashback redemption
Credit limit will likely grow w/Synchrony.
I was thinking the same thing, but OP is looking for a Visa for use at Costco
@CreditInspired wrote:
@Guyatthebeach wrote:Taurus22,
Take a look at the Synovus cash card. You get 3% cash back on restaurants and a category of your choice you pick quarterly. Warehouse stores is a category. You have apply in a branch. I never pursued getting this card because I just haven't had a chance to stop by the branch by my house.
I do have a card with SDFCU and that CU is very easy to deal with. I have yet to ever walk into a branch yet.
I have the Costco Visa. It's a solid card and I have yet to have an issue with the card. You get a voucher in February to spend at Costco.
I have discovered that Costco does accept Apple Pay, but you can only use it with Visa cards. They don't accept MC. I tried it with my Apple MC and my Paypal MC in my Apple wallet at the stores in Columbia and Myrtle Beach. It didn't work.
Hope this helps!
Guyatthebeach
I just want to make a couple of corrections/clarifications:
1. You do not have to spend the voucher at Costco. You can cash the voucher and pocket the funds. Matter-of-the-fact, DON'T use the voucher to purchase items at Costo. Use your Costco Visa so you can still earn rewards.
2. If you order online at Costco.com, you can use Discover, AmX and MC.
Costco does not accept Amex.
@cardme
Thanks for the information on SDFCU. Just really sux there's no 0% promo and the SUB is just crazy @ $3,000 spend. That's a lot of spend for a $200 bonus....It's still on my list though.
@ Guyatthebeach
Synovus is actually already on my radar, but not for my 2% flat card. I have a bank within a mile from me and I'm planning to get the Cash Rewards for the 3% dining / 3% choice. This is pretty much a BBVA Clearpoints clone, I just don't know if they have bonus offers like BBVA does.
Costco Anywhere was on my list at one time, but I already have a 5% gas card, Synovus will be my 3% dining until something better comes along, and the 2% costco spend I can cover once I figure out this 2% Visa.
@isaac2x
Hey thanks for the info on the Alliant. I knew about the 2.5% but I didn't know they also have a 2% card....which is weird.....with the AF, why didn't they just make it a 3% card and give the two cards more separation. Anyway, I have a new option to look at now.....thanks! I'll have to search the forum for all the DP's for Alliant.
@Saeren
BBVA charges for ACH transfers? Wow, didn't know that....I'm just drawn to those bonus offers on the Clearpoints card, so I figured having the 2% card as well would be pretty solid. Like I say, I don't mind having another checking account with the right bank....gonna have to look into these extra charges you speak of...
And no worries, I'm not touching that SignatureFCU card.....I've looked at the site before and that thing is pretty stinky. (No offense J_in_Minnesota, just not my kinda card)
On Deck: No Plans Currently
@RehabbingANDBlabbing
I did notice the Alliant is 2 points per dollar. Do you know if they actually convert 1 to 1 or is there a % loss when you redeem? I'm like you, I also rack up cashback pretty quick so $20 redeem minimum is easy peezy, no worries there. Do they require bank membership or direct deposit into an account? Or can you app the card only?
Need some good DP's, if you have anything you can tell me, shoot me a PM.
@Taurus22 wrote:@RehabbingANDBlabbing
I did notice the Alliant is 2 points per dollar. Do you know if they actually convert 1 to 1 or is there a % loss when you redeem? I'm like you, I also rack up cashback pretty quick so $20 redeem minimum is easy peezy, no worries there. Do they require bank membership or direct deposit into an account? Or can you app the card only?
Need some good DP's, if you have anything you can tell me, shoot me a PM.
No, it is 1 cent per point. Here's an image of the points I redeemed this month. I redeemed 4,697 for $46.97.
Surprised I haven't gotten any feedback about FNBO. Surely, someone out there has an account.
Really wanting to know the appeal to PenFed too..... I've noticed that PenFed, NFCU and Langley all fall into a similar group....all EQ pulls, and obviously NFCU is wildly popular for their CL's. Is PenFed similar in that respect as well?
@RehabbingANDBlabbing
Nice! So is statement credit the only option, or can you get deposit into any account?
