2 Hard Pulls at Barclay's.

[coldnmn]

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@Jerry45 wrote:

Cold, I have Experian monitoring, and Barclay's did pull EX on my second recon. I asked the Rep if he did any hard pulls. and he said no. Is there anything I can do, or just eat it?

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I would call them because they said they wouldn't and try to get them to remove it. But they are allowed to pull all three. Good Luck!

[randeman]

I think I read somewhere on these boards that Barclay likes to make their money by their customers carrying large balances over time.  If that doesn't sound right, let me know.

[elim]

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@Jerry45 wrote:

Hopefully this will help some here, who plan to apply for the Arrival. Called in for a second recon this afternoon, and talked to a polite young man. He was helpful, but denied. He actually left me on hold for 10 minutes, so I think he actually tried to get it past his Supervisor . No Go.

1. Stated that Barclay's wants to see any TL under $5000 to show at least 75% Utility. Say what, almost gagged!!!!

2. Barclay's frowns on rebuilders, and wants 2 years age of accounts?

3. Asked why Barclay's pre selects online and thru mailers for the Arrival, to somebody with 10 months credit? I heard Crickets

4. It seems to me that they want 5k TL's for the Arrival at the least.

Had a much better experience than my first recon with Nurse Ratchett. Utilization demands will keep me from apping at Barclay's again, 3 differnt Rep's verified that policy now. Good Luck

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  lmfao (thumbs up) we'll get em' next year

[Jerry45]

Lol! Feel like McMurphy. Thanks. 2015 will be my year