cancel
Showing results for 
Search instead for 
Did you mean: 

2 disco-it cards. Same gas quarter. Hit threshold twice?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Frequent Contributor

2 disco-it cards. Same gas quarter. Hit threshold twice?

I'll be getting my 2nd it card in about ten days. Right in middle of gas quarter.
I am trying to spend the quarterly max with first card by the 19th.
If I do and get second card does this mean I can earn the max cash back on this quarter twice? Once with first card and again when I get second?
Thanks in advance
br>Starting score(February 2018)-520
Current Score: FICO 8- 742EX, 755TU, 745EQ, *GOAL*(Raise EQ mortgage to 730)..MORTGAGE-EQ-709,EX693.
Goal Score: 775 by (03/2020)
Buisness CC- Amex SimplyCash Plus® -6/26/19- 1300-
Amex Blue Business Plus Card -6000-8/6/19-
Personal Cc's
9/17/19- Citi® / AAdvantage® Platinum Select® WEMC-7500 sl.
7/19 Citi rewards+(wmc) 6900
5/19- American Express® Rose Gold Card-NPSL(25000-pot), 5/18-1st Disco it- 2000 , 5/19-2nd Disco it- 2000
6/18-Dcu-3000-
12/18 Amazon-6000-AND-Walmart (store cards)-6000, 2/19-Home depot- 2000-
6/18-dcu2.74 Auto loan(40% paid off)
Goal score 800



18 REPLIES 18
Community Leader
Mega Contributor

Re: 2 disco-it cards. Same gas quarter. Hit threshold twice?


@dtk6802 wrote:
I'll be getting my 2nd it card in about ten days. Right in middle of gas quarter.
I am trying to spend the quarterly max with first card by the 19th.
If I do and get second card does this mean I can earn the max cash back on this quarter twice? Once with first card and again when I get second?
Thanks in advance

Yes, you can max quarters on both cards. 

EX 759 EQ 774 TU 753


Message 2 of 19
Frequent Contributor

Re: 2 disco-it cards. Same gas quarter. Hit threshold twice?

Ty. That makes me very happy! Gas cards for everyone!!
Edit: I will only get cards w/o activation fee. Like circle k etc
br>Starting score(February 2018)-520
Current Score: FICO 8- 742EX, 755TU, 745EQ, *GOAL*(Raise EQ mortgage to 730)..MORTGAGE-EQ-709,EX693.
Goal Score: 775 by (03/2020)
Buisness CC- Amex SimplyCash Plus® -6/26/19- 1300-
Amex Blue Business Plus Card -6000-8/6/19-
Personal Cc's
9/17/19- Citi® / AAdvantage® Platinum Select® WEMC-7500 sl.
7/19 Citi rewards+(wmc) 6900
5/19- American Express® Rose Gold Card-NPSL(25000-pot), 5/18-1st Disco it- 2000 , 5/19-2nd Disco it- 2000
6/18-Dcu-3000-
12/18 Amazon-6000-AND-Walmart (store cards)-6000, 2/19-Home depot- 2000-
6/18-dcu2.74 Auto loan(40% paid off)
Goal score 800



Message 3 of 19
Frequent Contributor

Re: 2 disco-it cards. Same gas quarter. Hit threshold twice?

I would put my gas spend on the new card first. Even if you don't max it, the first year matching makes the cash back effectively 10% on the new card.

Message 4 of 19
Frequent Contributor

Re: 2 disco-it cards. Same gas quarter. Hit threshold twice?

Definitely agree. But until I get the new card I will take advantage of my 10% since I'm still in my first year and try to Max that out before the 19th. Then I can do it all over again if I can make the spend threshold twice that would be fantastic
br>Starting score(February 2018)-520
Current Score: FICO 8- 742EX, 755TU, 745EQ, *GOAL*(Raise EQ mortgage to 730)..MORTGAGE-EQ-709,EX693.
Goal Score: 775 by (03/2020)
Buisness CC- Amex SimplyCash Plus® -6/26/19- 1300-
Amex Blue Business Plus Card -6000-8/6/19-
Personal Cc's
9/17/19- Citi® / AAdvantage® Platinum Select® WEMC-7500 sl.
7/19 Citi rewards+(wmc) 6900
5/19- American Express® Rose Gold Card-NPSL(25000-pot), 5/18-1st Disco it- 2000 , 5/19-2nd Disco it- 2000
6/18-Dcu-3000-
12/18 Amazon-6000-AND-Walmart (store cards)-6000, 2/19-Home depot- 2000-
6/18-dcu2.74 Auto loan(40% paid off)
Goal score 800



Message 5 of 19
Community Leader
Super Contributor

Re: 2 disco-it cards. Same gas quarter. Hit threshold twice?

What kinda cards have you had with activation fees?
#ChaseCreditCardHobby Enthusiast
2022
!
Message 6 of 19
Frequent Contributor

Re: 2 disco-it cards. Same gas quarter. Hit threshold twice?

I'm saying gift cards. Not buying any with fees
br>Starting score(February 2018)-520
Current Score: FICO 8- 742EX, 755TU, 745EQ, *GOAL*(Raise EQ mortgage to 730)..MORTGAGE-EQ-709,EX693.
Goal Score: 775 by (03/2020)
Buisness CC- Amex SimplyCash Plus® -6/26/19- 1300-
Amex Blue Business Plus Card -6000-8/6/19-
Personal Cc's
9/17/19- Citi® / AAdvantage® Platinum Select® WEMC-7500 sl.
7/19 Citi rewards+(wmc) 6900
5/19- American Express® Rose Gold Card-NPSL(25000-pot), 5/18-1st Disco it- 2000 , 5/19-2nd Disco it- 2000
6/18-Dcu-3000-
12/18 Amazon-6000-AND-Walmart (store cards)-6000, 2/19-Home depot- 2000-
6/18-dcu2.74 Auto loan(40% paid off)
Goal score 800



Message 7 of 19
Community Leader
Valued Contributor

Re: 2 disco-it cards. Same gas quarter. Hit threshold twice?


@TheBrad wrote:

I would put my gas spend on the new card first. Even if you don't max it, the first year matching makes the cash back effectively 10% on the new card.


This is an excellent idea. Yes, the maximum applies to each card individually. 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 8 of 19
Frequent Contributor

Re: 2 disco-it cards. Same gas quarter. Hit threshold twice?

Yes I love it. LOL I figure I will definitely be needing gas in the immediate future since all I do is fill up my tank for work.
At This point I am a little bit more than halfway to the first threshold
Edit.. just to be clear I have not gotten my second card yet. I will be eligible on the 19th
br>Starting score(February 2018)-520
Current Score: FICO 8- 742EX, 755TU, 745EQ, *GOAL*(Raise EQ mortgage to 730)..MORTGAGE-EQ-709,EX693.
Goal Score: 775 by (03/2020)
Buisness CC- Amex SimplyCash Plus® -6/26/19- 1300-
Amex Blue Business Plus Card -6000-8/6/19-
Personal Cc's
9/17/19- Citi® / AAdvantage® Platinum Select® WEMC-7500 sl.
7/19 Citi rewards+(wmc) 6900
5/19- American Express® Rose Gold Card-NPSL(25000-pot), 5/18-1st Disco it- 2000 , 5/19-2nd Disco it- 2000
6/18-Dcu-3000-
12/18 Amazon-6000-AND-Walmart (store cards)-6000, 2/19-Home depot- 2000-
6/18-dcu2.74 Auto loan(40% paid off)
Goal score 800



Message 9 of 19
Frequent Contributor

Re: 2 disco-it cards. Same gas quarter. Hit threshold twice?

so I can Max it out with the first card. Get the second card in the middle of the quarter. Max that out before the end of June. Then I would think I would be able to Max it out again next year if the gas quarter is on the same schedule. I would just have until the end of May (the day that I got the card)to do it.
Of course if I can manage to hit the max spend that's a lot LOL
br>Starting score(February 2018)-520
Current Score: FICO 8- 742EX, 755TU, 745EQ, *GOAL*(Raise EQ mortgage to 730)..MORTGAGE-EQ-709,EX693.
Goal Score: 775 by (03/2020)
Buisness CC- Amex SimplyCash Plus® -6/26/19- 1300-
Amex Blue Business Plus Card -6000-8/6/19-
Personal Cc's
9/17/19- Citi® / AAdvantage® Platinum Select® WEMC-7500 sl.
7/19 Citi rewards+(wmc) 6900
5/19- American Express® Rose Gold Card-NPSL(25000-pot), 5/18-1st Disco it- 2000 , 5/19-2nd Disco it- 2000
6/18-Dcu-3000-
12/18 Amazon-6000-AND-Walmart (store cards)-6000, 2/19-Home depot- 2000-
6/18-dcu2.74 Auto loan(40% paid off)
Goal score 800



Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.