@Anonymous wrote:
I went to AMX Pre-qual page and was pre-qaulified for just 3 cards
Gold Card
Magnant
Everyday Card
Gold Card has a $250 a year fee, no thanks
Magnet maybe okay but may get under $2,000 SL, don't want to wait 61 days for CLI
If I apply for a Sapphire Preferred and get denied would AMX counter offer with another card?
I have a 741 FICO, 732 TU 720 EQ one inquiry one year over all credit history, been with Capital One for almost 2 years and Discover 5 months. No late payments mid 20's income
Some places like Krfedit Karma show me pre-qulified for both Saphire cards but others like Wallethub and Sesame do not??
Looking for a fairly high SL like $2,000 (high for me) so leaning towards the tier 2 AMX cards, need adise on this.
Hi and welcome to the forums
If you want to check Chase prequal, go here https://www.chase.com/prequalified
You did not mention what the limits on the cards you have are, CSP has $5000.00 minimum SL, so your other cards should be near that or over.
You mentioned wanting "high $2000.00 limit", so what are the limits on the two cards you have?
Even if you dont get prequal, it's still possible to get approved with cold app but it's hard to tell what your chances may be without additional info. You'd probably have better luck with Freedom cards.
Is your utilization high? Your scores are on the low(ish) end for a clean file.
If you apply for Chase card, and get denied, you can still apply for Amex card.
Credit Karma, Nerd Wallet and Credit Sesame get paid to peddle cards, so you should pay no attention at all to their recommendations/matches.
