@Datx wrote:We havent had a thread (not from what I can remember) on any recent secured cards graduating to an unsecured one, have we?
We've got 3 secured credit cards and, the ONLY one that "might" graduate would be the one from US Bank. Our Capital One card will NEVER graduate, neither will our USAA card -- only the US Bank card might. But, as Datx said: the reports of secured cards graduating are FEW and far between. 
I am reading the posts here every day and, my husband and I are weighing what cards to app for once we've got at least a year's worth of using these secured cards on our credit reports.
We are not getting our hopes up regarding our secured cards at all.
After a long spell of no CCs and debit card only use I got a WF secured card in early 2009 and a Citi secured card in mid 2009. They both graduated after 18 months. WF just did it out of the blue and Citi did it when the 18 mo. CD it was secured with matured. I think Citi usually graduates in 18 months. WF is quite variable AFAIK. At the time they graudated I still had several baddies but they were 4.5 y/o or more.
@gemini704 wrote:when your Citi card graduated, did they convert the card to a different product i.e. Citi Select? Also, did Citi offer a credit limit higher than your secured credit limit?
The Citi card graduated to exactly the same card with a later expiration date. They just sent a new one with the low end, classic, blue-red bubblegum looking colors and logo. There was no difference in the AF ($29) or APR (13.24%) they just returned the matured CD with interest. CL was also unchanged at 25k. I didn't really expect a CLI and feared at CLD since that's a lot of exposure for a checkered, thin, and short history.
OTOH, I PCed it to an AA World Elite MC earlier this year. No hard pulls. A 25k CL and a NPSL card works for me since I always pif.
Both my WF and Citi cards graduated automatically. Both at 18 months. WF didn't hard pull but Citi made up for it by hard pulling twice one day apart.
Funny story about Citi.
About 1 year after I got my Citi card I was worried about whether they would unsecure at the full 25k since they had dropped the max to 5k for new apps. I was also hoping that they would be amenable to extending the CD another 18 months and leaving it secured but only if the 4.07% APR they were paying stayed so I called a CSR and asked if it would be possible for the card to remain secured when the 18 months were up and that I preferred that if possible. This confused him. CSRs are trained to respond to a variety of questions and request but requesting the card not automatically unsecure apparently wasn't in his training. He paused then went on to say how I should jjust maintain good payment history and the card would probably unsecure. I asked if I was late on a payment would that perhaps result in it remaining secured (no intention of doing that of course). He said he didn't know what would happen but it wouldn't be a good idea. I agreed and didn't pursue it any further and later they dropped the APR to 1% or so and that was the end of that.