Cool, nice viewpoints. Everyone has them. Pif, carry balance, 5%, prestige, sub prime, these are all interesting debatable things. But for now, lets leave this thread for peoples New Years resolutions lol, we can start another thread on the Chase Amazon and i know will get lots of debate
@AverageJoesCredit wrote:
Cool, nice viewpoints. Everyone has them. Pif, carry balance, 5%, prestige, sub prime, these are all interesting debatable things. But for now, lets leave this thread for peoples New Years resolutions lol, we can start another thread on the Chase Amazon and i know will get lots of debate
I agree.
I've moved the Amazon side discussion to a new thread, which can be found here: http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Amazon-Visa/m-p/5138702
Let's try to keep this thread's focus on 2018 New Year's Resolutions.
Thanks,
--UB
Updates
wrote:2018
- Q1-Q3: SP CLIs only + consolidation : On target [4 accounts received CLIs and closed 1 account]
- Q4: App Spree
- CC strategy: PIF + 0% financing : On target [0 interest paid on revolving accounts 34 months]
- Max all eligible tax-saving contributions : On target and evaluating backdoor Roth strategy for FY18
- Build ER fund and a prepaid insurance premium & deductible fund : Not actioned [reevaluating ST and LT savings strategy]
Non-credit related : Slow start / in-progress
- Eliminate waste
- Do more, complain less
- Start business
Other notes
- Accelerated plans to payoff a short-term installment loan [Feb 2018]
- Accelerated plans to payoff 401(k) loan by end of year