2nd AMEX APR reduction in 4 days

[Repairman]

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@maleck15 wrote:

I went ahead and tried again and was able to lower it again to 13.74.  I  will wait awhile to try again.

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So you got 3 reductions over the course of how many days?

[maleck15]

I believe since Saturday. So 4 days

[Repairman]

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@WLRK11 wrote:

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Congrats!!! I've been trying for a while with my SPG (my main card for spend overall) and they haven't budget yet. I'm already lower than the advertised rate, but it's good to know it can go lower. Thank you for sharing!

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What rate are you at?

[Repairman]

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@itguy_65 wrote:

I have Delta Reserve and SPG, I have now gotten Amex to drop both to 9.24%.  Will keep trying for that 6.24%!

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How long have you had the SPG card and what's your usage like?

[Repairman]

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@maleck15 wrote:

I went ahead and tried again and was able to lower it again to 13.74.  I  will wait awhile to try again.

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Congratulations! You're giving me hope to try again, myself, in 2 days. 

What is your Experian score like?

[Repairman]

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@lhcole77 wrote:

Good work, repairman. 

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Thanks again. So, I couldn't wait the 4 days, and asked after just 2, and got another reduction. Not quite to what your 2nd reduction was, but got it to 14.99 which, honestly, I'm happy with, as it's already lower than the lowest advertised rate. In 2 more days, I'll ask 1 more time, to try to get it to that 13.24% that you received.

[Anonymous]

haha i love how this kinda turned into a friendly competition

[itguy_65]

I kept chatting, every couple weeks, finally got Delta Reserve and SPG both to 9.24%.  They're now telling me that is the lowest they offer for those two products.  I guess I'll wait until the next statement cut, and continue persistently!

[lhcole77]

You get a reduction....and you get a reduction....and two days later you get another reduction....

EVERYONE GETS AN APR REDUUUUUUUUUUCTION!!!!

[Anonymous]

^ lmfao