2nd Amex and 60 day CLI

ftomasze · ‎05-30-2014

Quick question. I got my Amex Hilton about a month ago and just received a referral for a 30K SPG offer. If I apply and get he SPG card will that affect the 60 days on my Hilton card?

Capital One Venture VS $20000 Total Rewards Visa $13700 Diners Club Elite WEMC $10000 Barclays US Airways WMC $7500 Amex SPG $6500 BOA Virgin Atlantic WEMC $5000 Barclaycard Arrival+ WMC $5000 BOA Alaska Air VS $5000 Amex Hilton HHonors $3700 Discover IT $3000 Amex Blue Cash (Old) $2000 Macys Store Card $2000 Citi Forward $1410 Capital One Quicksilver $1250 Wells Fargo Home Rebate $1000MyFico Eq 692
Discover FICO 713

BigBS · ‎05-30-2014

Don't think so. Believe it is 61 days from account opening or 180 days since last CLI. If you apply and get approved for the SPG you would not be able to request a CLI until 180 days from the Hilton CLI.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

shark268 · ‎05-31-2014

it will not affect your orignal 60 3x request, I know because I have been approved for a new card and within that same week was successly given 3x on my other card.

4/2013 first credit ever. Eq Fico 749, discover TU fico 777

NFCU NavChek: 15k // NFCU CashRewards 14k // Sportsman's Guide Visa 9k // CSP 7.5k // CU LOC 7.5k // Amex BCE 6k (1987) // Total Rewards 5.5k // BarclayCard Ring 5k // Amex ED 4.5k (1987) // Commerce Bank 4k // Cap1 VentureOne 3k // JCrew Store: $6.45k // WF Visa 3k // Amazon Store 2.5k // Quicksilver MC $1.5k // Discover IT $1250 // Chase Freedom $1k // PenFed LOC $500

score_building · ‎05-31-2014

Right it doesn't make a card holder ineligble to request at 61 days on the 1st card but it could indirectly effect the outcome if total exposure limit is at issue after the second approval.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover