@indygo wrote:If they take Apple Pay like the other comment says, you can use Kroger's credit card through Apple Pay for 5%
It's important to note that the 5% on mobile purchases on those 11 US Bank grocery cobranded cards is limited to only $3,000 per year, though. Depending on one's rates, that could be a deal breaker. Their Altitude Reserve card does have unlimited 3x earnings on mobile payments, which would be 4.5% when redeemed for travel.
@K-in-Boston wrote:
@indygo wrote:If they take Apple Pay like the other comment says, you can use Kroger's credit card through Apple Pay for 5%
It's important to note that the 5% on mobile purchases on those 11 US Bank grocery cobranded cards is limited to only $3,000 per year, though. Depending on one's rates, that could be a deal breaker. Their Altitude Reserve card does have unlimited 3x earnings on mobile payments, which would be 4.5% when redeemed for travel.
+1
I usually pay State Farm using their app w/Google Pay and the Altitude Reserve.
PPK would be ideal during the Paypal quarters (Discover and Freedom) but of course in a few days that's going to be a non-issue. 
In the past two years, I switched from Geico to Statefarm and afterward, to Metromile. I used either BOA Premium Rewards CC (~2.6%) or PPK (5% quarterly category of Discover/CFF). There is no fee to use CC.
Metromile app accepts CC only (but not PP or Google/Samsung pay). Therefore, the USBank 5% digital wallet cannot get used.
AOD gives 3%. Affinity Cash Rewards give 2% on bills like utilities, mobile phone, internet & streaming services. It may cover car insurances but not sure. You may check also US Bank Cash+. It would be excellent if it would by chance cover it in its 5% categories.
Fico8: EX~EQ~TU~840 (12 month goal~850).
I just switched all of my insurance (home, auto, etc.) from Geico to AAA insurance and saved $550 with better coverage. It's set up to auto bill my AAA Rewards Visa for 3% back (AOD would produce the same results.)
FWIW, I had a Liberty Mutual policy that was underwritten through Geico (Personal Liability) and paid on a Visa through Geico without any kind of service fee.
