5% Utilities including Cable/Cell Phone/Internet - Vantage West

[Gregory1776]

This can’t be real. This is going to get nerfed!

[simplynoir]

It has a quarterly cap of $1500 which is probably why if they do a nerf it would just be the removal of a few categories. Plus, the limitation of applying for the credit union helps too.

[digitek]

So it does seem like they have restricted the membership eligibility of this Credit Union recently, it has been reported at least 3 times that you can no longer join Vantage West by being a member of the Greater Arizona Bicycle Assocation unless you actually live in Arizona.

I have edited and reflected that in my  first post, not sure if there is any other way to get membership to this Credit Union while being out of state.

[longtimelurker]

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@simplynoir wrote:

It has a quarterly cap of $1500 which is probably why if they do a nerf it would just be the removal of a few categories. Plus, the limitation of applying for the credit union helps too.

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+ each quarter you choose just one of those categories.   Not sure if Gregory1776 thought that you get them all!

[Gregory1776]

Oh you only get to pick one?? Well, there goes that excitement! ☹️😂😂😬

[TheBoondocks]

I'm from Cali, donated to their charity and still denied. I'm tired of living here anyway, maybe I'll go just go out there one day, get a AZ ID, get a job there, find a temporary place to stay just to get the card lol, hopefully they still accept the contribute no matter how long its been and you know as they say, when you're a member of a credit union, you will always be one even if you leave lol.

[SBR249]

Sorry for the necro bump, but since I did post in this thread earlier I thought I'd come back and give an update and a DP. 

I was declined for the Connect Rewards card back in Jan 2018, they called me an Egyptian (unsurprising since I'd gotten 6 new cards in the preceeding 3 months) and that was the end of my app spree. 

I did, however, join VW at the time which was lucky given that they instituted the geographical restrictions not long afterwards. 

Fast forward to July/Aug 2018, I figured I'd gardened long enough and decided to scratch the itch. Apped the Connect Rewards VS again, asked for $5k this time. Approved. 

Between then and now, my FICOs didn't really change much, mostly recovered from my app spree. No new tradelines. I did get a decent pay raise in the spring. Otherwise, I have just let my accounts age since then and started with the (mostly) AZEO method. 

[Anonymous]

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@TheBoondocks wrote:
I'm from Cali, donated to their charity and still denied. 

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I donated and was denied too.  And then the US Bank Cash + card added utilities as a 5% category.  Problem solved!  

[TheBoondocks]

It's good, whatever tho. I got a friend from Arizona, maybe if I put his address lol. But, do you guys know on the application if it ask for employment and if it verifies if I'm employed in the state or AZ? Thanks.

[Gmood1]

Boondocks you might as well grab the US Bank Cash plus card. I closed my account with VW a few months ago. Once I found they were GEO restricting applications.
I grabbed some other cards that give CB on utilities and phone bills.