5% cash back on everything - Citi Simplicity

[Anonymous]

That's a good offer. Sadly citi closed my simplicty card when things got rough. To their credit though, they let me keep the best buy card so in my case two accounts with them was pushing it.

[takeshi74]

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@kdm31091 wrote:

I don't get it when Citi does this though. They do it with Simplicity and sometimes Diamond Preferred. I never understand why they make them "sometimes" cash back cards but usually pretty useless. Why not offer a base of 1% all the time in addition to the occasional bonuses?

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They bait potential customers for their benefit -- not the benefit of the consumers.  It's like a sign on bonus or the subsidy that wireless carriers offer new and renewing customers or the offers that cable and satellite providers offer.  It's marketing.  Enough people bite that it works for Citi.

[lvallejox]

I probably got targeted because I have only made one swipe with it since I got it a year ago. It's been carrying a balance on the 0% interest the whole time. Am guessing they'll make money off people past the intro rate who will max it out and pay them interest.

It's good seeing these types of promos on useless cards. Makes us want to leave it open after the 0% intro.

[lvallejox]

Forgot to mention, 10% cash back in everything if you pay with APPLE PAY until 6/30/15.

[LuckyBird]

I just logged in to see if I had that offer.  I have Simplicity and Double Cash. 

I don't have it.  But I do have, for the 1st time I've noticed, free Equifax credit score with my DC.  It says they're offering it to select

customers and will be updating it every month.

The score it's showing me says it's from info in my EQ report on March 24.  But I'm POSITIVE this wasn't there 3 days ago, the last time I logged in.

Am I correct that no one else offers EQ?  Seems like everybody else is TU or EXP.

[lvallejox]

The free citi eq started January.

[Anonymous]

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@lvallejox wrote:
received an email and a letter in the mail about a 5% cash back on everything until 6/30/2015 on my Citi Simplicity. Anyone else receive this promo ?

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I did. I think it's a good idea. I'm still in my introductory period. Thanks Citi!!

[Involver]

Any caps on spending?