5% cashback on Insurance (statement credit) AmEx offer

[unsungivy]

I know a lot of people don't bother with offers attached to their cards...

This morning I had this offer to add (on my AmEx EveryDay, but that may simply be the order in which I go through them):

Every now and then AmEx offers are "generic" and not for a specific store, but rather a TYPE of spending... I've seen them for Groceries and Gas before, but this one for Insurance is new to me. They stack with your regular earn rate for that category on that card. (In this case, the card I attached this to gets a base 1x points in addition to the 5% cashback, although that can be brought up to 1.2x points with a certain number of purchases that month.)

[Gregory1776]

I wish progressive would take AmEx.

[SouthJamaica]

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@unsungivy wrote:

I know a lot of people don't bother with offers attached to their cards...

This morning I had this offer to add (on my AmEx EveryDay, but that may simply be the order in which I go through them):

Every now and then AmEx offers are "generic" and not for a specific store, but rather a TYPE of spending... I've seen them for Groceries and Gas before, but this one for Insurance is new to me. They stack with your regular earn rate for that category on that card. (In this case, the card I attached this to gets a base 1x points in addition to the 5% cashback, although that can be brought up to 1.2x points with a certain number of purchases that month.)

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Wow, that is cool. Not often you can get serious cash back on insurance payments.

[unsungivy]

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@SouthJamaica wrote:

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@unsungivy wrote:

I know a lot of people don't bother with offers attached to their cards...

This morning I had this offer to add (on my AmEx EveryDay, but that may simply be the order in which I go through them):

Every now and then AmEx offers are "generic" and not for a specific store, but rather a TYPE of spending... I've seen them for Groceries and Gas before, but this one for Insurance is new to me. They stack with your regular earn rate for that category on that card. (In this case, the card I attached this to gets a base 1x points in addition to the 5% cashback, although that can be brought up to 1.2x points with a certain number of purchases that month.)

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Wow, that is cool. Not often you can get serious cash back on insurance payments.

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Mhmm. It's one of those "hard to do" categories, unless you're really up on buying and applying gift cards.

[longtimelurker]

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@SouthJamaica wrote:

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Wow, that is cool. Not often you can get serious cash back on insurance payments.

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Not sure I would count $20 as "serious" but...!

[Roger1071549]

Progressive does, but in a bit of a roundabout way. I just used mine by paying with my AMEX through paypal. 

[unsungivy]

USAA allows CC payments.

[JSUB]

Very nice. I'm in the garden but having just charged $3,700 to pay my health insurance, monthly auto charges for auto, spouse life insurance, and renewals for renters  insurance I'll be dreaming of 5% back. 

[Kforce]

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@longtimelurker wrote:

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@SouthJamaica wrote:

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Wow, that is cool. Not often you can get serious cash back on insurance payments.

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Not sure I would count $20 as "serious" but...!

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If you already have insurance on a 2.5% or 3 %.

That 400 spend cap = $8 to $10 gain.

Not sure it is worth the call's or log-ins a couple of times to switch cards back and forth.

Something must be wrong with me, I would not bother.

[ptatohed]

All our insurances are set to AOD auto-pay.  3% is good enough for me. 

Speaking of which, our (wife and I) cards are expiring in Nov and we don't have new AOD replacement cards yet!  I reached out to customer service and the current cards are good through November and we should be receiving new cards by mid November.  Too close a call for me, especially when so many auto-pays are linked to this card!  Ahhhh!