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5% on Gas CC

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Valued Contributor

Re: 5% on Gas CC


@GeorgiaBulldog wrote:
FNBO won't auto deny you based on geography for a cobranded card that they service like Ducks Unlimited. There are tons of cards out there that folks don't even realize are managed by FNBO.

Your scores sound fine though the AAoA may not be long enough. I have a fairly long credit history but I was approved with a large number of new accounts and inquiries.

How many inqs and new accounts did you have if you don’t mind my asking? 

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
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Once you go Berner, you never go back.
Message 21 of 47
Valued Contributor

Re: 5% on Gas CC

+1
New:




Installment loan reported this month,so technically, I'm at 2 months, but AoYA points were NOT reset. When new CCs hit and it is reset, I'll put the number it is.+1,+2,+2(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated AUG 4, '19. Since then, 5 HP dings to add; will update again.
Message 22 of 47
Contributor

Re: 5% on Gas CC

+1 for sams club. All bonuses are YMMV because they depend on the merchant to code it the right way... I fill up at sams and general gas stations, near always getting the 5%... Whether it would work at Costco in Canada... I'm not sure. I don't use Costco myself, but some here have said the gas pumps are visa only... The sams is a mc
Message 23 of 47
Regular Contributor

Re: 5% on Gas CC

Fort Knox.JPG

Doesn't look like the Fort Knox CC can be used much outside of the US.







Message 24 of 47
Super Contributor

Re: 5% on Gas CC


@Standby wrote:

Fort Knox.JPG

Doesn't look like the Fort Knox CC can be used much outside of the US.


Seems like it would be a shorter list of "Yes you may use your FtKnox VISA in these countries only..."

Smiley Wink

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
Message 25 of 47
Moderator

Re: 5% on Gas CC


@NRB525 wrote:

@Standby wrote:

Fort Knox.JPG

Doesn't look like the Fort Knox CC can be used much outside of the US.


Seems like it would be a shorter list of "Yes you may use your FtKnox VISA in these countries only..."

Smiley Wink


I know, right?  I mean, even Canada made the 'no' list.  Smiley Frustrated

Message 26 of 47
Super Contributor

Re: 5% on Gas CC

Austria!

Monaco!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
Message 27 of 47
Mega Contributor

Re: 5% on Gas CC

Seems surprising that one CU does this and we don't see it other places.  Presumably it takes some effort to maintain the list (unless it was only done once)  so they must believe it is worth while.   And that is one big list!   Probably not a go to card for international travel ((but you CAN do in-person transactions in Germany and Great Britain, as shown by the "2").

 

Really may as well have a FTF to give some buffer against risk....

Message 28 of 47
Valued Contributor

Re: 5% on Gas CC

@Iambecomedeath: Does the Sams code convenience stores as gas?
New:




Installment loan reported this month,so technically, I'm at 2 months, but AoYA points were NOT reset. When new CCs hit and it is reset, I'll put the number it is.+1,+2,+2(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated AUG 4, '19. Since then, 5 HP dings to add; will update again.
Message 29 of 47
Super Contributor

Re: 5% on Gas CC

Perhaps a bit off-topic here, but something to consider when talking gas cards is actual gas prices.  Depending on where you live, gas can be found at a significantly different price between two locations that are in relative close proximity.  For example, I live about 5 miles from the next county and in that county gas is usually about 15 cents less per gallon than in my county.  So, say $2.59 becomes $2.44 (for example).  In this example, the savings in getting gas at the cheaper place is "worth" more with no gas card used verses using the 5% card at the more expensive spot.  Just something to keep in mind, as some gas cards can limit where you can get the gas.  Just making sure people aren't stepping on a dollar in order to pick up a quarter here, that's all.   

Message 30 of 47
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