50 k later and so confused capital one quicksilver

[creditismyhobby]

 Like many other have said I have a bucket card that I can not get a increase on. So I thought let me see if there is a breaking point I can confirm after running 50k through a $1100 limt card there is no breaking point am I the only one truly confused by this? 

[FinStar]

How long have you had it? Do you have other cards besides QS? What are the reasons cited every time the CLI requests get declined?

 I would hope you have other cards that can earn you substantially better rewards on $50K annual spending than a bucketed QS 🥸

[Remedios]

If you're running $50K though QS, you're doing it wrong. 

There is part of me that wants to type *why lawd, why* in caps with multiple questions marks and at least three exclamation points. 

[Curious_George2]

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@creditismyhobby wrote:

 Like many other have said I have a bucket card that I can not get a increase on. So I thought let me see if there is a breaking point I can confirm after running 50k through a $1100 limt card there is no breaking point am I the only one truly confused by this? 

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I applaud your persistence! I ran about $18k through my Quicksilver in a year and a half, in an attempt to get a higher limit and learn about Capital One's rules for CLIs. Sounds like you had similar goals, but 2-3 times as much commitment as me. 🙂

It's true that I earned fewer rewards from that spend than I could have earned on other cards, but to me it was worth it at the time. (Similar to how the value I get from knowing my scores is, to me, worth the cost of an MF subscription.) I eventually reached a point where I prioritized rewards, and my QS has been sockdrawered ever since, but I'm glad I engaged in the exercise. 

Like you, I find many aspects of CapOne's CLI process baffling. Thanks for trying so hard to break out of your bucket, and for sharing the results with us!

[4sallypat]

Why put that much spend on a bucketed card ?

Apply for a better rewards Cap 1 card like the Venture products.

You may be surprised that the SL well exceeds your current bucketed card!

[jcooks]

Cap One CLI's are like my girlfriend, I stopped trying to understand why, never question, and just nod and accept the fact that I will never win.

[Remedios]

[SUPERSQUID]

Me waiting for my next cap 1 cli

Thats a before and after pic.

Me on the right when i got my QS

Me on the left after i wore my body down to the nub while swiping in hopes of a cli

[creditismyhobby]

It was more of a adventure whether it could be done I wasn't really thinking that there were better cards out there why am I doing this it was more like what would happen if I do this? So I figured what the hell I'll try

[longtimelurker]

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@creditismyhobby wrote:

It was more of a adventure whether it could be done I wasn't really thinking that there were better cards out there why am I doing this it was more like what would happen if I do this? So I figured what the hell I'll try

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Yes, that's what I told the police when I [deleted on advice of lawyer].   It's not THAT bad but spending $50K on a 1.5% card vs even a 2% card comes to a cost of $250.    Which is a little steep to find out it didn't work, but each to their own.