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@jconvinced wrote:Didn't see your other post. But yes you are most likely correct. I'm trying to be patient. I'm going to check my scores and go from there in Dec. I also want Walmart card so I might just apply for that then garden for 6 more months and try prime lender then. Thanks for your help.
Update! Checked my EQ score tonight and it is a 707! I'm very excited. I've been working really hard to fix my credit and I finally have a score to reflect that. I'm looking to get one more card then garden for a little bit. I'm going to stay away from Discover and Walmart for a while until I get these 2 collections removed since they are strong TU pullers. May anyone recommend an EQ puller card that I can get with 6 months history, 707 fico, and no baddies on EQ. Citi?
Congrats on the score!
You might consider the DCU ( dcu.org ) Visa - they pull EQ.
@ntx wrote:Congrats on the score!
You might consider the DCU ( dcu.org ) Visa - they pull EQ.
Thanks I will check them out. Anybody else? You think chase will give me a shot with 6 months credit length?
Chase pulled EX for me (in TX).
From what I've seen around here from others, I'd wait for a year of history for Chase.
@ntx wrote:Chase pulled EX for me (in TX).
From what I've seen around here from others, I'd wait for a year of history for Chase.
I've had Chase checking for 2-3 years would that help me any or should I just wait 6 months.
DCU was gonna give me 2k limit platinum visa, but only gave 1.5k after I sent in my paystub. i only make about 17k a year
I was still happy with it cuz I got my first unsecured cc the day I got my 5th statement from Capital One Secured ($600 CL).
no baddies, clear report.
@jconvinced wrote:
@ntx wrote:Chase pulled EX for me (in TX).
From what I've seen around here from others, I'd wait for a year of history for Chase.
I've had Chase checking for 2-3 years would that help me any or should I just wait 6 months.
If you have more than 10k in your checking account you should be good. Even if you don't have as much, that long of a history should help.